We never, ever inflate the exchange rate.
With the TransferWise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.
It's free to get a TransferWise account and debit card. And there's never any monthly fees and minimum balance to worry about.
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Get a New Zealand account number||Free|
|Get an Australian account and BSB number||Free|
|Get a UK account number and sort code||Free|
|Get a U.S. routing and wiring number||Free|
|Get a European IBAN||Free|
|Receive money in EUR, USD, GBP, AUD & NZD||Free|
|Add money to your account|
Some prices may change from time to time, but we'll always let you know.
|TransferWise Platinum debit Mastercard®||Free|
|Spend in currencies in your account||Free|
|Convert a currency using your card||
|ATM withdrawals up to NZ$350 / 30 days||Free|
|ATM withdrawals over NZ$350 / 30 days||
|Spend in rare currencies||
When you convert currencies in your account you'll always get the real, mid-market exchange rate. Like the one you see on Google.
The conversion fee depends on the currencies you're converting, but typically, it'll be between 0.35% and 2%. Fees for our most popular currency pairs are in this table. You'll find a full list of currencies in our Support Centre.
|NZD → EUR||0.49%|
|NZD → GBP||0.49%|
|NZD → USD||0.49%|
|NZD → AUD||0.49%|
|NZD → IDR||0.70%|
|NZD → INR||0.64%|
|NZD → JPY||0.68%|
|NZD → SGD||0.50%|
For more currency routes visit our help center
TransferWise operates as a foreign entity and is supervised by the Department of Internal Affairs (DIA).
All money in your TransferWise Borderless Account is stored and safeguarded securely in our bank accounts in New Zealand, Australia, the UK or USA depending on the country of residence in your profile.
The TransferWise Platinum debit Mastercard® is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to transferwise.com/legalstuff. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.