Your multi-currency card.
For defeating monstrous foreign transaction fees.
Get an account in minutes
Available for you in
Send money up to 14x cheaper than banks.
We’re on average 14x cheaper than leading Japanese banks, and we use the real exchange rate.
Spend abroad without the hidden fees.
Use a card in 200 countries. Withdraw from any overseas ATM. Get yours for 1200 JPY.
Receive payments like a local in 8 currencies.
Get your own UK account number, Euro IBAN, US routing number, and more.
Convert and hold 55 currencies.
Holding multiple currencies is completely free, and we use the real exchange rate to convert.
We charge as little as possible. No subscription
Moving and living abroad just got simpler
Receive your salary, pension, and more. Spend in local currency with your card. Move your money between countries with ease. It’s the better way to send money home.
Receive your salary, pension, and more.
Spend in local currency with your card.
Move your money between countries.
The perfect card for frequent travelers
Escape sneaky transaction fees. Your money is always safe. Tap or swipe anywhere — and use Google Pay and Apple Pay in supported countries.
Spend in multiple currencies.
Your money is always safe.
Works worldwide.
Receive money from around the world
Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.
Get paid like a local.
Work anywhere and link your account to Amazon, PayPal and more.
Convert your money in seconds.
Get set up and start spending with your card in minutes.
Sign up online, or in our app. Verify your identity with a government ID and top up your account. Then you’re all set.
Global support in a range of languages
We don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.
Protecting you and your money
Every month, our customers trust us to move over £4 billion of their money. Here are some of the important ways we protect them.
Get these local account details
These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.
British pound
UK sort code, Account number, and IBAN (to receive GBP from UK only)
Euro
Bank code (SWIFT/BIC) and IBAN
US dollar
Wire transfer number, Routing number (ACH or ABA), and Account number
Australian dollar
BSB code and Account number
New Zealand dollar
Account number
Singapore dollar
Bank code, Bank name, and Account number
Turkish lira
Bank name and IBAN
Hungarian forint
Account number
Hold and convert money
You can hold and convert money in 55 currencies. It only takes a few seconds to open a new balance in the currency you need.
Send money to 70+ countries
You can use money in your multi-currency account to send to any of the currencies on TransferWise.
Argentine peso
Australian dollar
Bangladeshi taka
Bulgarian lev
Brazilian real
Botswana pula
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Colombian peso
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Ghanaian cedi
Hong Kong dollar
Croatian kuna
Hungarian forint
Indonesian rupiah
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Peruvian sol
Philippine peso
Pakistani rupee
Polish złoty
Romanian lei
Russian ruble
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
US dollar
Uruguayan peso
Vietnamese dong
West African franc
South African rand
Zambian kwacha
UAE dirham
Israeli shekel
Let's answer some of your questions
What is a multi-currency account and how does it work?
You can hold, receive, send, and spend money using a TransferWise multi-currency account.
You can hold more than 50 currencies, and convert between them at the real exchange rate whenever you need.
You can get account details for some currencies to receive money from around the world.
You can send money from your account to a bank account whenever you like — we'll charge a fixed fee when you do this, and a conversion fee when you send to a different currency.
And, you can spend the currencies in your account around the world with the TransferWise debit card. Find out if the TransferWise card is available in your country.
How is the multi-currency account different from a bank account?
Your TransferWise multi-currency account is an electronic money account. Here’s how it’s different from a bank account:
- You can’t overdraft or take out a loan.
- You won’t earn interest on your account.
- Your account details are unique, but they don't represent real bank accounts — they’re 'addresses' for your electronic money account. You can still use them to receive payments, similar to a bank account.
- Your money is protected and safeguarded, but not guaranteed by the Financial Services Compensation Scheme (FSCS).
Can I hold multiple currencies in a TransferWise account?
You can add money to your account in 19+ currencies and hold 50+ currencies.
You can convert money between any of the currencies in your account — always with the real exchange rate. We’ll charge a low conversion fee to do this.
What is a multi-currency card?
The TransferWise debit card lets you spend money around the world with low conversion fees and zero transaction fees. It’s currently available for multi-currency account-holder residents in the UK, US, Australia, New Zealand, Singapore, Japan, Switzerland and EEA.
What happened to the borderless account?
The TransferWise multi-currency account is the same account you know and love. The only change is in the name — we used to call it the borderless account.