Send money to India from Canada

Fast, low-cost, and secure online money transfers to India from Canada.

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Save when you send money to India from Canada

Sending 1,000 CAD withRecipient gets(Total after fees)and transfer speed
Remitly
60,300.08 INR
Transfer fee
0 CAD
Exchange rate(1 CAD INR)
60.3001
Exchange rate markup
4.39 CAD
Cost of transfer
4.39 CAD

Wise
59,949.75 INR- 350.33 INR
Transfer fee
10.17 CAD
Exchange rate(1 CAD INR)
60.5657
Exchange rate markup
0 CAD
Cost of transfer
10.17 CAD

Xe
59,944.04 INR- 356.04 INR
Transfer fee
0 CAD
Exchange rate(1 CAD INR)
59.9440
Exchange rate markup
10.26 CAD
Cost of transfer
10.26 CAD

WorldRemit
59,374.20 INR- 925.88 INR
Transfer fee
2.99 CAD
Exchange rate(1 CAD INR)
59.5523
Exchange rate markup
16.73 CAD
Cost of transfer
19.72 CAD

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?
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How to send money to India from Canada in 3 easy steps

What you’ll need for your online money transfer to India from Canada

How much does it cost to transfer money to India from Canada?

Pay a small, flat fee and percentage

To send money in CAD to India from Canada, you pay a small, flat fee of 3.43 CAD + 0.67% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
3.43 CAD
Variable feeup to 171,641 CAD/month
0.67%
Variable feemore than 171,641 CAD/month

How long will a money transfer to India from Canada take?

A money transfer from Canada (CAD) to India (INR) should arrive in seconds. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD
INR

Should arrive

in seconds

Best ways to send money to India from Canada

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to India from Canada with the most international app

Looking for an app to send money to India from Canada? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions