Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.



Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

How long will a money transfer take?

Sending money from Sending money to Payment method Should arrive by
EUR ZAR Debit Card
EUR ARS Debit Card
EUR AUD Debit Card
EUR BDT Debit Card
EUR XOF Debit Card
EUR BRL Debit Card
EUR USD Debit Card
EUR BGN Debit Card
EUR CAD Debit Card
EUR CLP Debit Card
EUR CNY Debit Card
EUR COP Debit Card
EUR CRC Debit Card
EUR HRK Debit Card
EUR CZK Debit Card
EUR DKK Debit Card
EUR AED Debit Card
EUR EGP Debit Card
EUR GBP Debit Card
EUR GEL Debit Card
EUR GHS Debit Card
EUR HKD Debit Card
EUR HUF Debit Card
EUR INR Debit Card
EUR IDR Debit Card
EUR ILS Debit Card
EUR JPY Debit Card
EUR KES Debit Card
EUR CHF Debit Card
EUR MYR Debit Card
EUR MXN Debit Card
EUR MAD Debit Card
EUR NPR Debit Card
EUR NZD Debit Card
EUR NGN Debit Card
EUR NOK Debit Card
EUR PKR Debit Card
EUR PEN Debit Card
EUR PHP Debit Card
EUR PLN Debit Card
EUR RON Debit Card
EUR RUB Debit Card
EUR SGD Debit Card
EUR KRW Debit Card
EUR LKR Debit Card
EUR SEK Debit Card
EUR TZS Debit Card
EUR THB Debit Card
EUR TRY Debit Card
EUR UGX Debit Card
EUR UAH Debit Card
EUR UYU Debit Card
EUR VND Debit Card

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at

Seamless transfers & I get save a bundle in Bank Transfer fees ie. ripoffs.
Published 5 hours ago

THE solution for the problem of transferring money between international banks!
Published 5 hours ago

Recommended via a friend. Brilliant. Better rates than you get anywhere. Best service I have found for travelling. So easy to use.
Published 6 hours ago
Reviews from:

Fast money transfers are easy

TransferWise makes transferring money fast, and sometimes — instant. We believe that:

  1. You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  2. You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  3. All transfers should be instant — we’re on a mission to bring you just that.

Save money and time on international money transfers

Join over 8 million users enjoying fast, low-cost, and secure online money transfers.

Send money now


Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure
You can always check the status of the transfer from your Activity feed. Log in to TransferWise. Click on Activity. Find the transfer, and click View transfer details
Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.
If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.