Borderless account pricing

Everything you need to know about our borderless account pricing. Say bye bye to crazy bank fees for good.

The real exchange rate, always.

We never, ever inflate the exchange rate.

With the borderless account you only pay a small fee to convert currencies in your account.

It's free to get a borderless account. It's also free to get your bank details, hold multiple currencies and get paid from over 30 countries.

Account pricing
Create your account Free
Hold 50+ currency balances Free
Get a UK account number and sort code Free
Get a U.S. routing and wiring number Free
Get a European IBAN Free
Get an Australian account and BSB number Free
Get a New Zealand account number Free
Convert currencies


Fixed fee to send money (varies by currency)


Receive money in EUR, USD, GBP, PLN, AUD, NZD, SGD, HUF & RON Free
Add money to your account

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Up to 11x cheaper than high street banks

We asked an independent research agency to compare the borderless account to 21 banks worldwide. Here's how we compare to Irish current accounts for managing your money in Europe.

Compare the costs

Send €250 to GBP
TransferWise €1.58
AIB €18.53
Bank of Ireland €6.48
Spend €250 on debit card in GBP
TransferWise €0.0.84
AIB €9.36
Bank of Ireland €10.59
Withdraw €250 / month cash in GBP
TransferWise €1.26
AIB €17.89
Bank of Ireland €17.89

Data collected by an independent research agency.


For expats like me this is a total game-changer.

Sophie, British living in Sydney

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TransferWise financial regulation

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

The TransferWise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

Bye bye bank fees, hello world.

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