Send money to Monaco

Fast, low-cost, and secure online money transfers from Hong Kong to Monaco.

Send money from Monaco to Hong Kong instead.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

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Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

Compare the best money transfer rates to Monaco

At TransferWise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, low-cost transfers, every time.

Compare TransferWise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.

How to send money to Monaco in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in HKD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

TransferWise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from TransferWise's local bank account.

How much does it cost to transfer money to Monaco?

To send money in HKD to Monaco, you pay a small, flat fee of 5.02 HKD + 0.45% of the amount that's converted (you'll always see the total cost upfront).

Some payment methods have an added fee, but that's usually tiny too.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

TransferWise Fees
Fixed fee
% fee for transfers up to 1,041,240 HKD
% fee for transfers up to 3,123,720 HKD
% fee for transfers up to 5,206,200 HKD
% fee for transfers up to 10,412,400 HKD
% fee for amounts over 10,412,400 HKD
How long will a money transfer {0} take?

How long will a money transfer to Monaco take?

On many popular routes, TransferWise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route
Should arrive
by December 7th

Save when sending money to Monaco

TransferWise is easy

How to send money to Monaco from Hong Kong

TransferWise makes transferring money to Monaco a breeze:

  1. Just tap in how much, and where to.
  2. Then make a local payment to TransferWise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

TransferWise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On TransferWise, there's no room for sneaky bank surcharges or creeping hidden charges.

Available payment methods
  • Bank Transfer
  • Debit Card
  • Credit Card

The best ways to send money to Monaco

Choosing the right way to send money with TransferWise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to transfer money to Monaco with TransferWise:

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with TransferWise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option here.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card here.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. TransferWise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card here.

What you'll need for your online money transfer to Monaco

  1. 1. Create your free account.

    1. Create your free account.

    Click 'Sign up', then create your free account. It takes seconds.You can do it on our website or with our app.All you need is an email address, or a Google or Facebook account.

  2. 2. Set up your first transfer.

    2. Set up your first transfer.

    Use our calculator to tell us how much money you want to send, and where you want to send it. You'll see our fees upfront.We'll tell you when your money should get there, too.

  3. 3. Tell us a little about yourself.

    3. Tell us a little about yourself.

    We'll ask you if you're sending money as an individual or business. We'll also need your full name, birthday, phone number, and address. You know, the standard stuff.

  4. 4. Tell us who you're sending to.

    4. Tell us who you're sending to.

    Yourself? Someone else? A business or charity? Pick your answer.Then we'll ask you for some basic information about your recipient, including their bank details. They need a bank account, but they don't need a TransferWise account. (Though we hope they'll want one soon.)

  5. 5. Make sure everything looks good.

    5. Make sure everything looks good.

    We'll show you a summary of your transfer. If everything looks good, click Confirm.You can also make any changes you need to.

  6. 6. Pay for your transfer.

    6. Pay for your transfer.

    Would you like to pay by bank transfer? Debit or credit card?Make your choice, and we'll tell you how to do it. Each payment method has its own steps, but they're all straightforward and should only take a few minutes.

TransferWise is safe and secure

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom. TransferWise Ltd is also licensed in Hong Kong as a Money Service Operator by the Customs and Excise Department (C&ED).

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

We're trusted by 8 million people and counting.

We have a 4.7 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

I've spent the last 4 years living in foreign countries, and TransferWise has been invaluable. I've made more transactions that I can count on one han...
Kelsey Hogan
Published 2 hours ago

I think that you are efficient and fair in commission.
Albena Gueorguieva Taneva
Published 3 hours ago

I really love Transferwise. I use it for all of my transfer needs. I have multiple bank accounts in different countries so I frequently have to exchan...
Mr.E
Published 3 hours ago
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Save money when sending money to Monaco

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