Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.



Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

How long will a money transfer take?

Sending money from Sending money to Payment method Should arrive by
HKD ZAR Debit Card
HKD EUR Debit Card
HKD ARS Debit Card
HKD AUD Debit Card
HKD BDT Debit Card
HKD XOF Debit Card
HKD BRL Debit Card
HKD USD Debit Card
HKD BGN Debit Card
HKD CAD Debit Card
HKD CLP Debit Card
HKD CNY Debit Card
HKD COP Debit Card
HKD CRC Debit Card
HKD HRK Debit Card
HKD CZK Debit Card
HKD DKK Debit Card
HKD AED Debit Card
HKD EGP Debit Card
HKD GBP Debit Card
HKD GEL Debit Card
HKD GHS Debit Card
HKD HUF Debit Card
HKD INR Debit Card
HKD IDR Debit Card
HKD ILS Debit Card
HKD JPY Debit Card
HKD KES Debit Card
HKD CHF Debit Card
HKD MYR Debit Card
HKD MXN Debit Card
HKD MAD Debit Card
HKD NPR Debit Card
HKD NZD Debit Card
HKD NGN Debit Card
HKD NOK Debit Card
HKD PKR Debit Card
HKD PEN Debit Card
HKD PHP Debit Card
HKD PLN Debit Card
HKD RON Debit Card
HKD RUB Debit Card
HKD SGD Debit Card
HKD KRW Debit Card
HKD LKR Debit Card
HKD SEK Debit Card
HKD TZS Debit Card
HKD THB Debit Card
HKD TRY Debit Card
HKD UGX Debit Card
HKD UAH Debit Card
HKD UYU Debit Card
HKD VND Debit Card

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at

I am so pleased to find and trust TransferWise. They have a fast and reliable service.
Mehmet Celal Yahyabeyoglu
Published 10 hours ago

Amazing good best excellent
Gaurav Gaurav
Published 10 hours ago

Great service, the best
Rui Pimpao
Published 10 hours ago
Reviews from:

Fast money transfers are easy

TransferWise makes transferring money fast, and sometimes — instant. We believe that:

  1. You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  2. You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  3. All transfers should be instant — we’re on a mission to bring you just that.

Save money and time on international money transfers

Join over 8 million users enjoying fast, low-cost, and secure online money transfers.

Send money now


Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure
You can always check the status of the transfer from your Activity feed. Log in to TransferWise. Click on Activity. Find the transfer, and click View transfer details
Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.
If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.