You can use your TransferWise card like any other bank card to withdraw money at ATMs around the world. Dependent on where your card was issued, the first 200 GBP, 250 USD, 350 AUD, 350 NZD, or 350 SGD that you withdraw every month is free. If your card was issued to you in Europe, your home currency is GBP.
If you're using a different currency, the sum will be equivalent to the currency your card was issued in.
After that, we'll charge a 2% fee on withdrawals.
To check how much you can still withdraw for free, and when you can withdraw for free again:
Keep in mind that you can't check your balance at ATMs yet — but the TransferWise app will always show it.
You can't view your spending limits on the website.
Some ATMs charge their own fees, and they’ll usually say so before you get started. If you see any extra fees, you’ll have the option to cancel and use a different ATM.
To avoid ATM fees, use the Mastercard ATM Locator. Select "View more options" and "No Access Fee (within country)" to see a list of ATMs without fees on their site.
ATMs may ask to convert your money for you. If you say yes to this option, they'll often charge an unfair exchange rate.
If you got your debit card in Singapore, you won’t be able to use it to make ATM withdrawals in Singapore. But you’ll still be able to use your card to make payments in Singapore and around the world, and withdraw from ATMs overseas.