How is TransferWise regulated in each country?

Australia

TransferWise Australia Pty Ltd is regulated by the Australian Securities and Investments Commission (ASIC) and Australian Prudential Regulation Authority (APRA). Our ASIC licence number is 513764. We’re also a reporting entity with the Australian Transaction Reports and Analysis Centre (AUSTRAC).

Belgium and the European Economic Area (EEA)

TransferWise Europe SA/NV is regulated by the National Bank of Belgium (NBB) as an Authorised Payment Institution, with passporting rights across the EEA.

Canada

TransferWise Canada Inc. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Service Business (MSB) with registration number M15193392. We also have an MSB license with the Authorité des Marchés Financiers (AMF) under license number 902804.

Hong Kong

TransferWise Ltd Hong Kong is regulated by the Customs and Excise Department (CCE) of Hong Kong and is licenced as a Money Service Operator (MSO) with licence number 15-01-01584.

India

TransferWise Ltd. is approved by the Reserve Bank of India (RBI) for facilitating outward remittances from India under the guidelines set out by RBI in the FED Master Direction No. 19 2015/2016 as listed here.

Indonesia

TransferWise Ltd is authorised as an Electronic Money Institution (EMI) by the UK Financial Conduct Authority with registration number 900507, with passporting rights across the EEA.

In Indonesia, money transmission services are offered by our partner financial institution, Instamoney, which operates under Bank Indonesia money remitter license number 11/5/DASP/2.

Japan

TransferWise Japan K.K. is regulated by the Kanto Local Financial Bureau (registration number 00040) and licenced as a Funds Transfer Provider.

Malaysia

TransferWise Malaysia is regulated as a remittance business under the Money Services Business Act 2011 as listed here. 

New Zealand

TransferWise operates as a foreign entity and is supervised by the Department of Internal Affairs (DIA).

Singapore

TransferWise Singapore is licensed by the Monetary Authority of Singapore (MAS) as a major payment institution under the Payment Services Act 2019 (PSA).

United Kingdom and the European Economic Area (EEA)

TransferWise Ltd is authorised as an Electronic Money Institution (EMI) by the UK Financial Conduct Authority with registration number 900507, with passporting rights across the EEA.

TransferWise is registered with The Information Commissioner's Office with registration number Z2976089. Protecting you and your data is important for us, we won't share your data with third parties unless required to do so by law.

United States

TransferWise Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) and renews its registration annually. It is licensed as a money transmitter in the states listed here and supervised by regulatory authorities in each of those states.

In other US states and/or territories, money transmission services are offered by our partner financial institution Community Federal Savings Bank, which is supervised by the Office of the Comptroller of Currency.

United Arab Emirates (UAE)

TransferWise Nuqud Ltd is regulated by the Abu Dhabi Global Market (ADGM) Financial Services Regulatory Authority (FSRA). Its parent company, TransferWise Ltd, is an authorised Electronic Money Institution regulated by the Financial Conduct Authority (FCA) in the UK.

You can see more information about security and our communication with you on our dedicated page here.