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What are the fees for my TransferWise debit Mastercard?

There's a lot you can do with your TransferWise card for free. And we charge transparent fees for spending in currencies you don't have in your account and withdrawing cash after a certain amount.

Getting your card

Getting your card and ordering a replacement is free. Just sign up and we’ll send one your way. We’ll ask you to add a minimum of 20 GBP to your balance when you’re getting started一this helps us confirm your identity.

Spending with your card

  • If you have the currency in your account, it's free!
  • If you don't have the currency in your account, there's a conversion fee, typically between 0.35% - 1.0%.
  • If we don't support the currency, we'll charge you the Mastercard rate in GBP. You can find a list of supported currencies here.

Withdrawing cash from an ATM

  • If you have the currency you're withdrawing on your balance, it's free.
  • If you don't have it on your balance, we'll charge our conversion fee.
Please note you can only withdraw up to £200 total (or your other currencies equivalent) for free each month (30 days). After that, a 2% fee will be charged. 

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