There are different limits for UK/EU and US cardholders, so keep in mind where you ordered your card.
Daily limit: from the time you make a payment until the same time the following day.
Monthly limit: per 30 days, not per calendar month.
Contactless: common in Europe and UK. You might have to enter your PIN the first time.
ATM withdrawal: free for the first 200 GBP/250 USD per 30 days. Learn more here.
Limits for UK/EU cardholders
| Limits per transaction type | Single payment | Daily | Monthly |
| Chip and PIN | Default: £2,500 Max: £10,000 |
Default: £3,000 Max: £10,000 |
Default: £10,000 Max: £30,000 |
| ATM withdrawal | Default: £1,000 Max: £1,000 |
Default: £1,500 Max: £1,500 |
Default: £3,000 Max: £4,000 |
| Contactless | Default: £500 Max: £500 |
Default: £500 Max: £1,000 |
Default: £4,000 Max: £4,000 |
| Magnetic stripe | Default: £300 Max: £1,200 |
Default: £400 Max: £1,200 |
Default: £1,200 Max: £6,000 |
| Online purchase | Default: £1,000 Max: £10,000 |
Default: £1,000 Max: £10,000 |
Default: £2,000 Max: £30,000 |
Limits for US cardholders
| General limits | Single payment | Daily | Monthly |
| Default: $1,000 Max: $2,000 |
Default: $1,000 Max: $2,000 |
Default: $5,000 Max: $10,000 |
|
| Limits per transaction type | Single payment | Daily | Monthly |
| ATM withdrawal | Default: $250 Max: $1,000 |
Default: $250 Max: $1,000 |
Default: $1,500 Max: $4,000 |
| Contactless | Default: $200 Max: $400 |
Default: $500 Max: $1,000 |
Default: $1,500 Max: $4,000 |
| Magnetic stripe | Default: $1,000 Max: $1,500 |
Default: $1,000 Max: $1,500 |
Default: $1,500 Max: $6,000 |
| Online purchase | Default: $1,000 Max: $2,000 |
Default: $1,000 Max: $2,000 |
Default: $2,000 Max: $10,000 |
Limits for the TransferWise for Business card
The spending limits for the TransferWise for Business card are same above. The only exception is for online purchase, where they are as follows:
- Single and Daily Payments: £10,000
- Monthly: £ 30,000
