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What are the limits for my TransferWise debit Mastercard?

Your TransferWise card comes with default and maximum limits. You can switch between default and maximum limits in the TransferWise app on your mobile.

There are different limits for UK/EU and US cardholders, so keep in mind where you ordered your card.

Daily limit: from the time you make a payment until the same time the following day.
Monthly limit: per 30 days, not per calendar month.
Contactless: common in Europe and UK. You might have to enter your PIN the first time.
ATM withdrawal: free for the first 200 GBP/250 USD per 30 days. Learn more here.

 

Limits for UK/EU cardholders

 
General limits Single payment Daily Monthly
  £2,000 £2,000 £10,000
Limits per transaction type Single payment  Daily Monthly
Chip and PIN £2,000 £2,000 £10,000
ATM withdrawal Default: £500
Max: £1,000
Default: £500
Max: £1,000
Default: £1500
Max: £4,000
Contactless Default: £200
Max: £400
Default: £500
Max: £1,000
Default: £1,500
Max: £4,000
Magnetic stripe Default: £300
Max: £1200
Default: £400
Max: £1200
Default: £1200
Max: £6,000
Online purchase Default: £1,000
Max: £2,000
Default: £1,000
Max: £2,000
Default: £2,000
Max: £10,000
 

Limits for US cardholders

 
General limits Single payment Daily Monthly
  Default: $1,000
Max: $2,000
Default: $1,000
Max: $2,000
Default: $5,000
Max: $10,000
Limits per transaction type Single payment  Daily Monthly
ATM withdrawal Default: $250
Max: $1,000
Default: $250
Max: $1,000
Default: $1,500
Max: $4,000
Contactless Default: $200
Max: $400
Default: $500
Max: $1,000
Default: $1,500
Max: $4,000
Magnetic stripe Default: $1,000
Max: $1,500
Default: $1,000
Max: $1,500
Default: $1,500
Max: $6,000
Online purchase Default: $1,000
Max: $2,000
Default: $1,000
Max: $2,000
Default: $2,000
Max: $10,000

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