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How does the borderless account work?

To get set up, you'll need to:

1. Create your free account. We might need to verify your identity first to keep your account safe.

2. Select a currency. You can set up balances with just one click.

3. Add money to your account. You can add money for free with our Low Cost option, or quickly with our Fast & Easy option.

Once you're all set up, you're ready to:
  • Convert money between your currencies in seconds whenever you need at the real exchange rate with low conversion fee.
  • Send money directly from any currency in your account to pay bills, send money to friends and family, and more.
  • Spend money with your TransferWise debit Mastercard.
  • Receive money with account numbers and IBANs. Use your unique account details to get paid like a local in AUD, EUR, GBP, NZD, and USD.
Remember that your personal TransferWise profile is meant for personal use only. If you'd like to send and receive payments as a business, please register your business with us first and then activate your business borderless profile.

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