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How much can I keep in my borderless account?

There's no limit for how much you can receive and hold in your different borderless account currencies right now, with the exception of US Dollars, whose limits are shown below.

This means that for your AUD, GBP and EUR there is no limit to the amount that you can receive in a single payment or annually to those details.

Personal and business limits

  Personal limit Business limit
All currencies except USD No limit No limit
USD standard limit (after these amounts, we need to ask you how you use your balance, and why you receive payments.) $10,000 $25,000
USD limit, per transaction and per day  $250,000 $3,000,000
USD limit per year $1,000,000 $5,000,000


Sometimes we may need to ask you for additional verification information, and documents, depending on the amount added to or received in your borderless account. If this is the case, we'll contact you by email, and explain the process and what we'll need.

Receiving USD

If you have USD borderless account details, the limit applies to the amount that you can receive directly to the account. Any amounts that you convert from another currency that is held in your borderless account to USD to not count towards this limit.

If your address is in the US, these limits apply to the amount that you can add to your USD borderless account balance directly from your own bank account. If you convert any other currencies held on your balance to USD, these amounts will not count towards the limit.

The limits above apply for every 365 day period, and not per calendar year.

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