Also, if you're adding money to your USD borderless account, the guaranteed rate lasts 6 hours only.
Transfers to USD
If you're making a transfer to the US, you'll get a guaranteed rate which lasts between 1-3 working days depending on your sending currency.
This means the rate is locked until the same time on the next working day, in 2 working days, or in 3 working days.
As an example, if you create a transfer at 9am on Friday, Saturday, or Sunday, your rate is locked until 9am on Monday (with 1 working day rate), Tues (with 2 working day rate) or Wed (with 3 working day rate).
- It's 1 working day from CAD, CHF, CZK, DKK, GBP, HUF, NOK, PLN, and SEK.
- It's 2 working days from AUD, BGN, EUR, HRK, JPY (after your first transfer from JPY), NZD, RON and SGD.
- It's 3 working days from BRL.
- And we don't offer a guaranteed rate to the US from CHF and CZK.
Transfers from USD
If you're making a transfer from the US, we'll give you a guaranteed rate until 16:00 EST the next working day.
This means either your money needs to reach us via wire transfer, or you need to successfully set up an ACH debit, before this time. If this is not the case, then the rate will no longer be guaranteed and you'll get the mid-market rate at the time of conversion.