2-step login is a security feature that provides your account with additional protection from hackers and criminals. Find out how to set it up here.
You have two options for 2-step login - SMS, or via your TransferWise app.
The SMS option means you'll be sent a security code by text when you login, which you'll need to enter on screen before you can access your account.
Using your TransferWise app, means we'll send you a notification to your phone via the app, you confirm you're logging in, and you'll be able to access your account.
In order to keep your money safe, setting up 2-step login is mandatory when using certain features of your account, including accessing borderless accounts.