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Borderless account pricing

In the table below, you'll see where and how much you'll be charged in fees for your TransferWise borderless account. You'll always be shown the fee you’ll be charged before you make any transaction.

There’s no monthly fee and you can find the pricing related to receiving, converting and sending money below. 
What it is What it means Cost
Opening a borderless account Your online account and everything it comes with. Free
Monthly/annual account fees We never lock you into any contract or subscription, and we never will. Free
28 currency balances Hold money in up to 28 currencies in your account. Free
International bank details (AUD, EUR, GBP, USD) Four sets of bank details to receive Australian dollars, euros, pounds and American dollars. Free
Receive money using your international bank details Receive local currency payments using your borderless bank details. Free
Add money by bank transfer Add money to your account via bank transfer in up to 28 currencies. Free
Add money by credit or debit card You can get around this by adding money via bank transfer. Card fees
Convert between currencies in your account Always with the real exchange rate guaranteed, and our low, transparent conversion fees. Conversion fees
Paying with borderless There's a small fee to make payments to another bank account. Payout fees
Paying with my TransferWise debit card Debit cards are coming soon! There's no fee to pay with your debit card using your balances. Free
Local payment methods We provide additional payment methods in localised regions: 
  • Direct debit (Canada)
  • ACH debit (US)
  • iDeal (Netherlands)
  • Sofort (Germany, Austria, Belgium, Italy, Netherlands, Spain)
  • Trustly (Baltics, Finland)
  • SEPA Direct debit (Germany)
  • Poli (Australia) 
  • Boleto (Brazil)

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