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SWIFT transfers from TransferWise

When you make a transfer to ZAR in South Africa, a transfer to Japan which is over 1 million JPY or a USD transfer to a bank account outside of US, we send it to your recipient as a SWIFT transfer.
 
The SWIFT international payment network is one of the largest financial messaging systems in the world.

Usually when a SWIFT transfer is made through a bank, the recipient will be charged a fee by any banks that handle the money along the way. 

For all of these transfers, depending on the receiving bank, there might still be additional fees which we, unfortunately, have no control over as those are not charged by us.

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