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SWIFT transfers from TransferWise

The SWIFT international payment network is one of the largest financial messaging systems in the world.

There are a few different situations where we use the SWIFT network to pay out your transfers. 

  • If you send USD to an account outside of the US, GBP to an account outside of the UK, or EUR to an account outside of the Eurozone
  • When you make a transfer to ZAR in South Africa
  • When you make a transfer to Japan which is over 1 million JPY

Usually when a SWIFT transfer is made through a bank, the recipient will be charged a fee by any banks that handle the money along the way. 

For all of these transfers, depending on the receiving bank, there might still be additional fees which we, unfortunately, have no control over as those are not charged by us.

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