We'll need to verify your identity before sending more than $1,000 CAD and have a Canadian address.

To understand if you'll need to be verified:

• Your transfer is $1,000 CAD or more, or all of your transfers in 24 hours add up to $1,000 CAD or more.
• You're sending CAD from your bank account or CAD balance.
• You use a Canadian address for your TransferWise account.

We’ll ask for two different Canadian-issued documents to prove your identity. If you’re a Quebec resident, we’ll need a third document, too. Don’t worry ーwe’ll only ask you once.


Document 1

​A bank or credit card statement that's:

• Original, electronically-issued PDF downloaded from your bank’s website or app (no scans, photos, or screenshots).
• A real statement 一 not a print-screen version of your account activity or screenshot of your online banking details.
• Dated within the past month.

You can upload your statement here.


Document 2 

A PDF with the address on your TransferWise account, like:

• Utility bill (gas, electric, water, cable/internet).
• Mobile bill from an annual contract.
• T4 statement.
• CRA document.
• Investment account Statement, like a Registered Retirement Savings Plan or Guaranteed Investment Certificate.
• Record of Employment that’s Issued by the Canadian Government, not an employer.
• Canada Pension Plan.
• Mortgage or other loan statement.

All of these need to be dated within the past month unless they are issued annually.
You can upload your second document here.


Document 3 (Quebec residents only)


A government - issued photo ID, like:

• Passport.
• Driver's licence.
• National identity card.

More on how to verify your ID here.