Please note - Japanese banks are closed by law from December 31st to January 3rd every year. Transfers to or from Japan during this period will be delayed.
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Sending to JPY
|TransferWise Fee||See pricing page||Transfers to Japan over 1 million JPY are paid out via SWIFT. Our prices for these transfers vary depending on your sending currency, and can be found on our pricing page.
Please note - when receiving SWIFT transfers, the bank receiving those may charge an additional handling fee.
|Delivery time||1 working day|
|Depends on source currency||Transfers over 1 million JPY are sent as a SWIFT transfer, so the receiving bank may charge an additional handling fee. Please find more info on this here.|
|Countries we can send to||Japan only|
|Recipient Full Name||Yes||We require the local bank account name. Please include first name and surname written in Katakana.
If you're sending over 1 million JPY, we only need the full name in English.
|Recipient Account Number||Yes||Local account number should be 4-7 digits in length.|
|Recipient Account Type||Yes||You can select either 普通(Futsuu) current/general or 貯蓄(Chochiku) savings or 当座(Touza) checking|
|Recipient Bank||Yes||Can be entered in English, Katakana, Kanji or by providing a bank code.|
|Recipient Branch||Yes||Can be entered in English, Katakana, Kanji or by providing a branch code.|
|Recipient SWIFT/BIC Code||Yes||Only for transfers over 1 million JPY|
|Amount Lock Transfers||Yes||The currency you're sending from must also be able to send fixed amounts. Please see our other currency FAQs more information.|
|SWIFT transfer||Yes||All transfers to Japan over 1 million JPY will be paid out by SWIFT. You can read more about them here.|
Sending from JPY
|TransferWise fee||Check our pricing page||Please check our pricing page to see the fee for your transfer from JPY.
Please note - When sending to currencies with a different fee, the higher charge applies.
|Time for deposit to reach TransferWise*||up to 2 working days||Delivery time depends on the sending bank and that TransferWise only receives deposits from Japan within 10AM-19PM JST time (Mon-Fri).|
|1,000,000 JPY||The limit is per transfer, while the amount of transfers a day is unlimited.|
|How to send money||Local bank transfer, Debit card||Please see more information about paying by debit card here.|
|Additional sending fees||No|
|Amount Lock Transfers||Yes||The currency you're sending to must also be able to receive fixed amounts. Please see our other currency FAQs more information.|
|Guaranteed Rate||Yes||You'll receive a guaranteed rate, lasting 48 working hours (2 working days) when transferring to AUD, CHF, EUR, INR, GBP and USD. The guaranteed rate is available for transfers after your address verification has been completed|
|Business transfers||No||You cannot send JPY from a business account. However, your recipient can be a business when sending from JPY.|
|Transfers via app||Yes|
|ID & Address Verification||Address verification is required for your second transfer, or if your first transfer is over 100,000 JPY.|
If you cancel your transfer from JPY when you have already sent the money to us, and the transfer has not yet been completed, then we can simply refund your money back to you.
The refund will also be sent via local bank transfer, so you'll be required to enter the following details for us to send this back to you:
- Account holder name
- Account number
- Bank name and code
- Branch name and code
- Account type: 普通(Futsuu)current/general or 貯蓄(Chochiku) savings or 当座(Touza) checking
The refund will then take 1-2 working days maximum to arrive back into your sending account.
TransferWise Japan Co Ltd is regulated by the Japan Financial Services Agency as a Funds Transfer Service Provider. Kanto Local Finance Bureau No. 00040.
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