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HKD Transfers

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Here you'll find everything you need to know about sending to Hong Kong Dollars. For more information and to get started with your first transfer, click here.

In addition to HKD, we can also send USD to Hong Kong. You can learn more about these transfers here.
Please note HKD and USD are the only currencies we can send to Hong Kong.

Sending to HKD
Sending from HKD
HKD refunds

Additional note

Sending to HKD

Basic information   Notes
Delivery time 1–3 working days After payout. Please keep in mind that TransferWise can take up to 2 working days to convert your funds from receiving the deposit.
Maximum amount
(per transfer)
20,000,000 HKD  
Additional requests for information High value payments Due to Hong Kong regulations, you may be required to provide extra information about your transfer, such as date of birth of the recipient and the transfer reason. You can read more about this here.
Countries we can send to Hong Kong and Macau  
Additional receiving banking fees None  
Required details    
Recipient full name Yes When sending to individuals, please include their first name and surname. We can only send 20 characters with the money (even though our system will allow you to fill in 32). Please use only standard Latin letters (a–z) too.
Recipient local account number Yes HKD local account number should be 9–12 digits. This includes a branch code (3) and the account number (6–9).
Recipient bank code Yes HKD bank codes are 3 digits and are also known as the clearing code.
Locked amount transfer Yes The currency you're sending from must also be able to send fixed amounts. Please see our other currency FAQs to learn more.


Sending from HKD

Basic information   Notes
Time for card payment to reach TransferWise Instant  
Time for bank transfer to reach TransferWise 0–2 working days  
How to send money Credit/Debit card or bank transfer Please see more information about paying by debit or credit card here.

We can't accept cash deposits when sending from HKD.
Additional sending fees No  
Amount lock transfers Yes The currency you're sending to must also be able to receive fixed amounts. Please see our other currency FAQs for more information.
Business transfers Yes Currently possible for sole traders, partnerships and limited companies only.
Guaranteed rate Yes You'll get a guaranteed rate for 48 hours when sending to AUD, CAD, DKK, GBP, INR, JPY, NOK, NZD, PLN, SEK, SGD, USD. Learn more here.


HKD refunds

Bank transfer

In most cases, TransferWise can refund HKD bank transfer payments as long as we have your money and your transfer has not yet been completed. 

The refund must be sent back to the account it came from. So, we may ask for your bank account details to return your money. Once you give us these details, refunds take 1–2 working days to appear back in your account. 

Debit/credit card

If you cancel a transfer that you paid for by card, we’ll automatically refund the money to the card you paid with. This usually takes 3–5 working days, but can take up to 10 working days to appear back in your account. 

Additional Note

TransferWise Limited is a Money Services Operator regulated by the Hong Kong Customs and Excise Department, MSO Licence: No. 15-01-01584.

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