Please note that we cannot send transfers to or receive transfers from the Cook Islands, even when an account is denominated in NZD.
Skip to sending to NZD
Skip to sending from NZD
Sending to NZD
|TransferWise Fee||See pricing page||We have tailored pricing for transfers from NZD, so you can check the cost of your transfer on our pricing page.
You can also see how we work out our fees.
|Delivery time*||1 working day||*After payout. Please keep in mind that TransferWise can take up to two working days to convert your funds from receiving the deposit|
|2,000,000 NZD||Or the maximum for the sending currency. Whichever is lower|
|Countries we can send to||New Zealand only|
|Additional Receiving Banking Fees||None|
|Recipient Full Name||Yes||When sending to individuals, please include first name and surname. There is a 35 character limit, and please only use standard Latin letters (a-z).|
|Recipient Local Account Number||Yes||NZD Local Account number should be 15-16 digits. This is made up of the bank code (2), branch code (4), account number (7) and suffix (2-3).|
|Amount Lock Transfer||Yes||The currency you're sending from must also be able to send fixed amounts. Please see our other currency FAQs more information|
Back to top
Sending from NZD
|TransferWise fee||See pricing page||We have tailored pricing for transfers from NZD, so you can check the cost of your transfer on our pricing page.
You can also see how we work out our fees , and a more specific explanation of our NZD fees.
|Time for deposit to reach TransferWise||1 working day||Please note: TransferWise usually only receives deposits within banking hours|
|Maximum amount||2,200,000 NZD||Or the maximum amount for the receiving currency, whichever is lower|
|How to send money||Local bank transfer|
|Additional sending fees||No|
|Full verification||Before first transfer||You'll be asked to upload a copy of your ID document and an address proof during the creation of your first transfer from New Zealand if your address is based in New Zealand|
|Amount Lock transfers||Yes||The currency you're sending to must also be able to receive fixed amounts. Please see our other currency FAQs for more information|
|Guaranteed Rate||Yes||You'll receive a guaranteed rate, lasting 48 working hours (2 working days) when transferring to AUD, CHF, EUR, GBP and USD.|
|Debit/Credit card payments||Yes||The limit per payment for NZD card payments is 4000 NZD. Paying with any card carries an additional 2% fee.|
|POLi payments||Yes||POLi payments will reach us in 0-2 working days. Only available for a limited number of NZ banks -