Please note that we cannot send transfers to or receive transfers from the Cook Islands, even when an account is denominated in NZD.
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Sending to NZD
|TransferWise Fee||See pricing page||We have tailored pricing for transfers from NZD, so you can check the cost of your transfer on our pricing page.
You can also see how we work out our fees.
|Delivery time*||1 working day||*After payout. Please keep in mind that TransferWise can take up to two working days to convert your funds from receiving the deposit|
|2,000,000 NZD||Or the maximum for the sending currency. Whichever is lower|
|Countries we can send to||New Zealand only|
|Additional Receiving Banking Fees||None|
|Recipient Full Name||Yes||When sending to individuals, please include first name and surname. There is a 35 character limit, and please only use standard Latin letters (a-z).|
|Recipient Local Account Number||Yes||NZD Local Account number should be 15-16 digits. This is made up of the bank code (2), branch code (4), account number (7) and suffix (2-3).|
|Amount Lock Transfer||Yes||The currency you're sending from must also be able to send fixed amounts. Please see our other currency FAQs more information|
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Sending from NZD
|TransferWise fee||See pricing page||We have tailored pricing for transfers from NZD, so you can check the cost of your transfer on our pricing page.
You can also see how we work out our fees , and a more specific explanation of our NZD fees.
|Time for deposit to reach TransferWise||1 working day||Please note: TransferWise usually only receives deposits within banking hours|
|Maximum amount||2,200,000 NZD by bank transfer,
10,000 NZD by debit or credit card
|Or the maximum amount for the receiving currency, whichever is lower.
|How to send money||Local bank transfer, debit or credit card|
|Additional sending fees||None *||*Unless paid by card. Please see below.|
|Full verification||Before first transfer||You'll be asked to upload a copy of your ID document and an address proof during the creation of your first transfer from NZD, if your address is based in New Zealand. If you're based elsewhere, only your ID will be generally needed.|
|Amount Lock transfers||Yes||The currency you're sending to must also be able to receive fixed amounts. Please see our other currency FAQs for more information|
|Guaranteed Rate||Yes||Learn more here.|
|Debit/Credit card payments||Yes||The limit per payment for NZD card payments is 10000 NZD. Paying with any card carries an additional 1.8% fee.|
|POLi payments||Yes||POLi payments will reach us in 0-2 working days. Only available when paying from a personal bank account and from a limited number of NZ banks: