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SEK Transfers

Here you will find everything you need to know about sending to and from Swedish Krona. 

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Sending to SEK

For more information and to get started with your first transfer to SEK, click here!

Basic Information   Notes
TransferWise Fee 0.5% When sending from currencies with a different fee, the higher charge applies.
Delivery time* 1-2 working days *After payout. Please keep in mind that TransferWise can take up to two working days to convert your funds from receiving the deposit
Maximum amount
(per transfer)
1 Billion SEK  
Countries we can send to Sweden only  
Additional Receiving Banking Fees None  
Required Details    
Recipient Full Name Yes When sending to individuals, please include first name and surname
Recipient IBAN or Bankgiro number Yes IBAN should be 24 characters long (letters and numbers) and begin with SE, and Bankgiro number is 7-8 digits.
Recipient SWIFT/BIC code Yes SWIFT/BIC code 8-11 characters (letters and numbers)
Amount Lock Transfers Yes The currency you're sending from must also be able to send fixed amounts. Please see our other currency FAQs more information
OCR Number Yes When making a payment to a Bankgiro number, you can enter a corresponding OCR number in the reference field.

Sending from SEK

Basic Information   Notes
TransferWise Fee 0.5% (or 10 SEK for under 2000 SEK)* Except when sending to SWIFT currencies, where an additional €7 flat fee is charge in addition to the outlined fees. *For transfers above 50,000 kr, the fee on the amount above 50,000 kr is 0.3% for transfers to GBP, EUR, USD, NOK, and DKK only. You can see the breakdown of our fees here.
Time for deposit to reach TransferWise 0-2 working days Please note: TransferWise usually only receives deposits within UK working hours (9-5 UK time Mon-Fri)
Maximum payment 1 Billion SEK  
How to send money Debit/Credit Card, Bankgiro, Local bank transfer  or Trustly Instant Bank Payment There is a limit of 20,000 SEK for debit/credit cards, and credit cards carry an extra 0.3% handling fee
Additional sending fees No  
Amount Lock Transfers Yes The currency you're sending to must also be able to send fixed amounts. Please see our other currency FAQs more information
Guaranteed Rate Yes You'll receive a guaranteed rate, lasting 24 working hours (1 working day) when transferring to AUD, CHF, EUR, GBP and USD.
Debit/Credit Card Payments Yes The limit per payment for SEK card payments is 20,000 SEK. There is no fee for paying with debit card, and paying by credit card carries an additional 0.3% fee.


SEK Refunds

If you cancel your transfer from SEK when you have already sent the money to us (using one of the payment methods listed), and the transfer has not yet been completed, then we can simply refund your money back to you. See what is required to complete the refund for your payment method below.

Bank Transfer

When refunding a bank transfer, the money must be sent back to the account it came from and we will ask for the following details:

- Account holder name
- Bank code (BIC/SWIFT)

Your money will then be sent back to you and should arrive within 2 working days maximum.

Debit/Credit Card

Card payment refunds are an automatic process (but not instant), and once you cancel a payment, your money will be sent back to the card you paid from. This will then take up to 10 working days to reflect back on your card.


When cancelling a transfer where you have paid via Bankgiro, your money must have cleared to us before we can refund this, which typically takes 1-2 working days.

We would also request from you the details below, and once your money clears we will send this back to your account. This should take 1-2 working days to arrive.

- Account holder name
- Bank code (BIC/SWIFT)

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