This article concerns pricing for all USD Deposit Methods.
Transfers from USD have a slightly different pricing structure compared to TransferWise's other currency routes. You can see details of the pricing on all our routes on our dedicated pricing page.
Note:The below fees do not include charges that your bank (or intermediate banks in the case of SWIFT payments) may levy.
For USD transfers to 0.5% and 0.7% currencies (except INR see below) (e.g. EUR, CHF, NZD, CZK etc.), the pricing is as follows.
- For transfers up to $300, our fee is a flat $3.
- For transfers up to $5000, our fee is 1% of the amount sent (so up to $50).
- And on any amount over the initial $5000, our fee is 0.7%.
So, for a $6000 transfer, our fee would be 1% for the first $5000. Then for the additional $1000, the fee would be 0.7%. This means our entire take would be 57USD (50 + 7).
For USD transfers to GBP, the flat fee is $3 up to $350, 0.85% of the amount you're sending up to $10,000, and 0.6% on any amount above the initial $10,000.
For USD transfers to INR, the flat fee is $2.70 up to $300 and above this the fee is 0.9% of the amount you are sending.
For USD transfers to PHP, the flat fee is $5 up to $500 and above this the fee is 1% of the amount you are sending.
For USD transfers to 1% currencies (RON, TRY, etc.), the fee is 1% for transfers over $3. The minimum fee is $3.
For USD transfers to SWIFT currencies (e.g. ZAR), there’s a slightly larger minimum fee to take into account SWIFT transfer costs. It’s as follows:
The minimum fee is $3 + ZAR 293 in USD at the current mid-market rate when setting up the transfer.
Then it’s as before- for transfers up to $5000, our fee is 1% of the amount sent (so up to $50). Over that and our fee is 0.7%.
USD 24 Hour Rate Lock
Unlike our other currencies, the rate for payments from USD is locked at the mid-market rate for one full working day* from when your transfer is created, provided we also receive your money within the first working day*. When paying via ACH bank debit, the rate stays locked beyond 24 hours provided the debit is successfully requested within the first 24 hours and the money is received via ACH transfer.
*One working day is calculated as 6:59pm EST the following working day after the transfer was created.