In case you don’t know your recipient bank details, or if they want to keep them private, in some cases you can make a transfer to an email address. This means that, instead of you entering their details, we send your recipient an email with instructions on how to provide their details themselves.
Alternatively, if your recipient is already a TransferWise user, they may have nominated the account they wish to be paid into. When you enter their email address, their account details will be automatically filled and you can proceed with the transfer as normal.
Please note - You cannot make transfers to an email address or a primary account when sending from USD or to INR, to CNY and to UAH.
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Transfers to an email address
At the step "Who are you sending money to?", if you choose an option other than 'myself' when asked 'Who are you sending money to?'. Also, untick the box that says 'I know their bank details (as shown below) so you can enter their email address instead.
After this, make sure to send us your money. We'll send your recipient an email as soon as we have it.
That email will contain a link where their bank details can be entered.
The form for entering the bank account details for a to GBP transfer looks like this. Please note that the appearance of the form will differ depending on the receiving currency.
Once your recipient accepts the transfer, you will get another email notification from us:
And when this is all done, we convert your money and send it to your recipient as soon as possible - easy!
As with other transfers, we will also keep you updated via email. You can also see the transfer progress on your profile at any point (including when the email has been sent, and when your friend has activated
Transfers to TransferWise users
Similar to the above example, when you select anything other than 'Myself' at the third step of transfer creation, you can untick the box which says you know your recipient's bank details and enter their name and email address.
Upon entering their email, you'll see the below screen.
This means your recipient is already a TransferWise user and would like to be paid into this account in the currency you are sending them.
You'll then be able to proceed with the transfer as normal.
You can see how to nominate your primary account here.
- When sending a transfer to an email address, you cannot apply a rate limit.
- If the person you're sending money to doesn't accept the email transfer within 5 working days, we will refund your money back to the bank account it came from. This is because we can't hold money longer than 5 working days when making email transfers.
- This feature is not currently available on our apps.
- Please ensure that your recipient can receive the currency that you are sending. For e.g. you can only send GBP to recipients with accounts in the UK, and USD to recipients with bank accounts located in the US.