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AUD Transfers

We're changing our prices. Check the latest fees for however you use TransferWise.
Here you'll find everything you need to know about sending to and from Australian Dollars. 

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Sending to AUD

For more information and to get started with your first transfer to AUD, click here!

Basic Information   Notes
Delivery time* 0-2 working days *After payout. Please keep in mind that TransferWise can take up to two working days to convert your funds from receiving the deposit
Maximum amount
(per transfer)
Countries we can send to Australia only  
Additional Receiving Banking Fees None  
Required Details    
Recipient Full Name Yes When sending to individuals, please include first name and surname. There is a 35 character limit, and please use only standard Latin letters (a-z)
Recipient Account number Yes 5-9 digits
Recipient BSB Yes 6 digits
Recipient address Yes* If payment is over the equivalent of €50,000
Payment reason Yes* If payment is over the equivalent of €50,000
Amount Lock Transfers Yes The currency you're sending from must also be able to send fixed amounts. Please see our other currency FAQs more information.
Guaranteed Rate Yes Learn more about the guaranteed rate for AUD transfers here.
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Sending from AUD

Basic Information   Notes
Time for deposit to reach TransferWise 0-2 working days Please note TransferWise usually only receives deposits within UK working hours (9-5 UK time Mon-Fri)
Additional sending fees No  
Recipient Address Required Yes When sending from AUD, a recipient address will also be requested and is mandatory.
Amount Lock Transfers Yes The currency you're sending to must also be able to receive fixed amounts. Please see our other currency FAQs more information.
Guaranteed Rate Yes Learn more here.
Debit/Credit Card Payments Yes The limit per payment for AUD card payments is 18,000 AUD.

The fee for using a card to pay for your transfer will vary by the type of card you use:

MasterCard Debit: 0.15%
Visa Debit: 0.30%
MasterCard Credit: 0.55%
Visa Credit: 0.75%
Maestro: 0.15%
MasterCard Business Debit or Credit: 1.00%
Visa Business Debit or Credit: 1.00%
Business Payments Yes  
Apple Pay Yes For more information see our page about Apple Pay
POLi Payments Yes POLi payments will reach us in 0-2 working days. Only available for a limited number of Australian banks - see list in additional notes below. Refunds take 1-2 working days.
Verify ID Yes For all transfers from AUD, we now request a copy of an ID document (e.g. passport or driver's licence) prior to your first transfer.

AUD Refunds

If you cancel your transfer from AUD when you have already sent the money to us (using one of the payment methods listed), and the transfer has not yet been completed, then we can simply refund your money back to you. See what is required to complete the refund for your payment method below.

Bank Transfer

When refunding a bank transfer, the money must be sent back to the account it came from and we will ask for the following details:

- Account holder name
- Account Number
- BSB Code

Your money will then be sent back to you and should arrive within 2 working days maximum.

Debit/Credit Card

Card payment refunds are an automatic process (but not instant), and once you cancel a payment, your money will be sent back to the card you paid from. This will then take up to 10 working days to reflect back on your card.


Additional Notes

- POLi Payment Banks - ANZ, Bank of Melbourne, Bank of Queensland, BankSA, Bankwest, Bendigo Bank, Citibank, Commonwealth Bank, CUA, IMB Building Society, NAB, Newcastle Permanent, People's Choice Credit Union, St. George Bank, Suncorp and Westpac 


TransferWise Ltd is a designated remittance provider registered with the Australian Transaction Reports and Analysis Centre ("AUSTRAC") IND100428576-001. 
We are also regulated by the Australian Securities and Investments Commission (ASIC), Australia Financial Services Licence (AFSL) number 456295. Australian Registered Business Number (ARBN) 168 331 191. 
Finally, we are a member of the Australian Financial Complaints Authority, membership number 35137.

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