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Paying by Bank Transfer

First, you’ll need to set up your international money transfer on TransferWise. Then, you’ll need to exit your TransferWise account, and pay by bank transfer directly through your bank. You can do this either:
  • Online, through your online banking
  • Over the phone, with your telephone banking
  • Or in person, at a bank branch.
Here’s a step by step guide with a bit more detail: 

1. First, set up your transfer on TransferWise: Set up your transfer, just like you normally would — choose how much you’re sending, and enter your recipient’s bank details. 

2. Choose bank transfer at the payment step: When you get to the payment step, choose bank transfer. This will bring up details of TransferWise’s bank account in the country you’re in, as well as a reference. Make a note of these — you’ll need them to pay with bank transfer through your bank.

3. Leave your TransferWise account, and pay by bank transfer directly through your bank: Next, you’ll to need pay by bank transfer, directly through your bank. So leave your TransferWise account, and set up your bank transfer directly with your bank — either through your online banking, through telephone banking, or in person at a bank branch.

Important: To make sure that your transfer isn’t delayed, please double check that: 
  • The name on your bank account matches the name on your TransferWise account — if the names don’t match, we won’t be able to process your transfer. If you’ve got a joint bank account, please see here.
  • You’ve included the reference correctly — without this, we won’t be able to send your money.
  • You enter the exact amount you’re sending with TransferWise — paying more or less could delay your transfer.
4. You’re all done — wait for confirmation: We’ll send you an email as soon as your money arrives in TransferWise’s bank account. Then, we’ll convert it and pay it out to your recipient.

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