Once you order your US TransferWise debit Mastercard online or in the app, you’ll have to complete a few more steps before we can send it to you. This is to keep you and your account safe.
Like your bank, TransferWise is a regulated financial institution. To comply with local regulations (the USA Patriot Act) and our banking partner agreements, we need to verify the identity of any of our customers who want to order a debit card in the US. When you order your card, we’ll ask for your social security number (SSN) and an ID document. We use these only for identity verification purposes. We won't run a credit check or sell your information to third parties. Learn more about social security verification.
What if I don’t have an SSN?
If you’re not a US citizen but want to order the US card, we need to verify your identity with an ID document issued outside of the US, as well as a proof of address that's under 1 year old. Learn more about what other ID documents we can accept.
What if I don't have my documents with me right now?
If you don’t have your documents with you when ordering your card, you can leave the verification step and come back later. Just keep in mind that you’ll need to send us these documents and add money to your account before we can ship your card.
What if my TransferWise account is already verified?
If your account was verified with TransferWise, we may still need to reconfirm that your personal details are correct and up to date before we can issue your card.
We’ll ask for an ID and proof of address to make sure that your ID document is valid at the time you order your card, and that you’ve lived in the US within the past year. If we need either of these to verify your account, you’ll be prompted to upload them when you order your card.
You need to add a minimum of 20 USD to your TransferWise account balance before you can get your card. This isn't a fee — the money is yours to use as soon as you get and activate your card. This is a verification requirement — we have to confirm you have a bank account, or another way to fund your account, like a credit card.
Once you’ve submitted your documents and added money to your account, we’ll let you know by email. Your order will say Pending until you’ve added money to your account and we verify you. We can't send you the card until both things are complete. Once we ship the card, you should get it within 5–9 business days.
Once you've got your card, you'll need to activate it before you can use it. You can only activate the card when you're in the US, so if you're planning to take it traveling, please make sure to activate it before you go. To activate your card:
Now your card is activated, you'll be able to make payments.