Generally, you can pay with your TransferWise card wherever Mastercard is accepted. If you see the Mastercard logo, you’re good to go. But, if you're planning on taking your card abroad, check the lists below for countries where you won't be able to use it. You'll need to take a different card if you're going to any of these places.
Your card won't work in these countries:
Afghanistan, Burundi, Central African Republic, Chad, Congo and DR of Congo, Cuba, Eritrea, Iran, Iraq, Libya, North Korea, Palestinian Territories, Somalia, Sudan and South Sudan, Syria, Venezuela, and Yemen.
If your card was issued in the US, it also won't work in these countries:
Belarus, Bolivia, Cambodia, Côte d'lvoire, Ethiopia, Kenya, Lebanon, Nepal, Niger, Nigeria, Pakistan, Paraguay, Sao Tome and Principe, Sri Lanka, Tanzania, Turkmenistan, Uganda, Vietnam, and Zambia.
You can use your TransferWise card to make online payments, too. For some online payments, you'll be asked to approve the payment from your TransferWise app, or by using a code sent by SMS or voice call. This is called a 3D Secure (3DS) online payment, and is an added level of security some websites ask for. Once you approve, your payment will go through as normal.
At the moment, we support 3DS payments for cards issued in the UK, Switzerland, European Economic Area (EEA), Australia, New Zealand, and Singapore. But we’re working hard to make this available everywhere.
If you got your debit card in Singapore, you won’t be able to use it to make ATM withdrawals in Singapore. But you’ll still be able to use your card to make payments in Singapore and around the world, and withdraw from ATMs overseas.