There's a lot you can do with your TransferWise card for free. And we charge transparent fees for spending in currencies you don't have in your account and withdrawing cash after a certain amount.
The cost of getting a card depends on the country you live in. We'll either ask you to add a minimum of 20 GBP to your balance before ordering a card, or to pay a small fee of 6 GBP. If you live in Australia, New Zealand, or Singapore, you don't need to add money to get the card.