There's a lot you can do with your TransferWise card for free. And we charge transparent fees for spending in currencies you don't have in your account and withdrawing cash after a certain amount.
It doesn't cost anything to get your card. But, we may ask you to add a minimum of 20 GBP/EUR/USD, or 30 NZD/SGD, or equivalent in another supported currency, to your balance before ordering a card. This isn't a fee, it's your money to spend once you've got the card. If you order your card in Australia, you won't need to add any money to order the card.