These are your very own bank details to receive US dollars (USD) with zero fees.
This isn’t a bank account, but the unique account details we give you work in the same way when receiving money. Just give your account name, account number, ACH routing number or wire number, along with the local address listed with your details (this is either TransferWise or one of our partners’ address) to your friends, company or customers to send you USD.
They can also send you USD internationally via the SWIFT network from a limited number of countries only by using your account number and SWIFT/BIC. The sender will also need to cover the SWIFT fees with their bank (which TransferWise isn’t aware of and can't control), but we won't charge you anything for receiving these transfers.
Learn how to add money to your USD balance.
In case a payment is sent with the wrong routing number, it’ll always be refunded back to the sender. If it was sent by wire, it should arrive back the next day. If it was ACH, it’ll be back within 3 working days.
Account holder name, address, account number, ACH routing number, wire transfer number, SWIFT/BIC code
|Account type||Checking (choose this option when paying into this account, instead of savings). Your borderless account isn't actually a checking account, it's an account to store prepaid money — but you or the payer will need to pick this option for the payment to work|
|Address||In case your payer needs the address, please use the following:
TransferWise, 19 W 24th Street, New York, 10010
|Limits for accepting payments||There are daily and yearly limits of how much you can receive to your USD balance.|
|Payment types accepted||Wire and ACH|
|International wire/SWIFT||We can only accept international wire/SWIFT from the following countries: Australia, Austria, Belgium, Bulgaria, British Virgin Islands, Canada, China, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Guernsey, Greece, Hong Kong, Hungary, Iceland, India, Ireland, Isle of Man, Italy, Japan, Jersey, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, New Zealand, Norway, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan, UK, and United Arab Emirates.
Please also note that SWIFT transfers are more costly for the sender. SWIFT payments usually take 1–3 working days to reach their destination, but they can take longer due to time differences, or multiple intermediary banks. Learn more about SWIFT transfers.
|Can I set up Direct Debits?||No — at the moment, you can only set up Direct Debits using GBP bank details. We're working on making this available for USD bank details|
|You can receive||Payments from friends/family/other folks, wages/salaries, payments from companies like Amazon, Freelancer.com, and others|
|You can't yet receive||International Wires from outside of the US unless they're sent from one of the countries listed above. We’re working hard to enable this for more countries in the near future. Payments in currencies other than USD|
|Time to receive a payment||1 working day for wire transfers, 1–3 working days for ACH|
|PDF statements/proof of ownership||You can download statements as a PDF from your account. You can use this to prove your account ownership.|