These are your very own bank details to receive US dollars (USD) with zero fees.
This isn’t a bank account, but the unique account details we give you work in the same way when receiving money. Just give your account name, account number, ACH routing number or wire number, along with the local address listed with your details (this is either TransferWise or one of our partners’ address) to your friends, company or customers to send you USD.
Learn how to add money to your USD balance.
Then, give your bank details to the person who wants to pay you.
In case a payment is sent with the wrong routing number, it’ll always be refunded back to the sender. If it was sent by wire, it should arrive back the next day. If it was ACH, it’ll be back within 3 working days.
Ask your payer to choose the checking option when sending.
If your payer needs to include an address, use: TransferWise, 19 W 24th Street, New York, 10010.
Check the limits for how much you can receive into your USD balance.
You can receive USD from outside the US via the SWIFT network by using your account number and SWIFT/BIC. They can cost the sender more, and usually take 2–5 working days.
You can only receive USD from these countries outside the US: Australia, Austria, Belgium, Bulgaria, British Virgin Islands, Canada, China, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Guernsey, Greece, Hong Kong, Hungary, Iceland, India, Ireland, Isle of Man, Italy, Japan, Jersey, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, New Zealand, Norway, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan, UK, and United Arab Emirates.
If USD is sent to your balance from an unsupported country, we'll have to reject it – we can't accept it. This can take 3-10 working days to arrive back to your sender.