SWIFT/BIC codes always follow a set format. This means we can tell if yours is valid or not, and show you what each part of it represents.
Enter a SWIFT/BIC to check it's correct and to find out which bank it belongs to.
|SWIFT code example||SMCOGB2LXXX|
|SWIFT code (8 characters)||SMCOGB2L|
SWIFT codes are typically long, and it’s easy to make a mistake when typing them character by character. Try to copy and paste when you can.
When sending money online, you should always use the digital format. Some banks will reject your transfer if you use the print format, with spaces between the characters.
Banks will sometimes ask for more details. It’s important you enter these details correctly, or your transfer could be rejected — even if the SWIFT is valid.
If you ask your bank to send money to a SWIFT code that doesn’t exist, they should reverse the payment and return your money. But this might take some time, and your bank may charge you a fee. So use our SWIFT code checker above to confirm that your SWIFT code exists and is in the right format.
What if the SWIFT code exists, but it’s the wrong one, and so you’ve sent money to the wrong place? This is a tricky situation and that’s why it’s important to always confirm the details with the recipient before you send money. If you realise you’ve sent money to the wrong SWIFT code, get in touch with your bank as soon as you can.
When sending or receiving money, always check the SWIFT code with your recipient or bank.
If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.