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    • TransferWise fees

    Whether you're sending money, or spending on your TransferWise card, this is your place for all things pricing.
    There's a small fee to convert currencies — either within your account, or when you pay with your TransferWise debit Mastercard® in a currency you're not holding in your account.

    What your fees pay for

    We only ever charge you what it costs us to send your money, plus a small margin. We reinvest that back into improving TransferWise.

    Our costs
    • 12% Offices and running costs
    • 14% Operations and customer support teams
    • 18% Margin and growing TransferWise
    • 20% Building our products
    • 36% Banking partners and money-moving costs

    We calculated this data on 2nd August 2019, and it shows the average cost of transfers across all currencies.

    Our three principles

    1

    Be radically transparent

    Most companies aren't always 100% honest about their fees and profits. We believe in having nothing to hide.

    2

    Charge as little as possible

    Most companies charge as much as they can get away with. We do the opposite.

    3

    Make premium the new normal

    Most companies make you pay more for ‘premium’ stuff. We believe the best-possible should be standard.