Save your earnings from PayPal and banks.

Open a multi-currency account built for freelancers with international clients. You could save over 4% on fees compared to PayPal.

What freelancers can do with a TransferWise account:

Get paid with no fees

Get paid with no fees

Use USD, EUR, AUD, or GBP bank details on invoices. Move money into your account from platforms like Upwork.

Work in multiple currencies

Work in multiple currencies

Get paid in one currency, pay for things with your card in another. Hold over 40 – and convert between them in seconds.

Send money abroad

Send money abroad

Send money to 60+ countries using the real exchange rate. No inflated numbers or unfair fees – and it’s quick and easy.

New! The TransferWise debit Mastercard®.

Spend the currencies in your account anywhere in the world with the TransferWise debit Mastercard. Get low conversion fees, and zero transaction fees.

  • Free to pay with currencies in your account
  • Free ATM withdrawals up to £200 per 30 days
  • Only pay a small conversion fee when you convert your money – typically between 0.35% and 1%
  • Automatically convert your money at the real exchange rate
  • Accepted anywhere in the world that accepts Mastercard

Get your free account

It's like having an account in the US, Eurozone, and Australia.

We're not a bank – but you'll get the advantages of having an account in the countries where you have clients.

No setup fees, no monthly fees, no international receiving fees, and no exchange rate markups. We'll always give you the real, mid-market rate, unlike PayPal or banks. This could save you over 3% when you send abroad.

Oh, and it takes just minutes to open.

An account fit for your lifestyle.

Being your own boss rocks – but in our always connected and on-the-go world, 24 hours is never enough.

We want to save you time. A TransferWise account gives you more control and flexibility. You'll decide what currency to invoice in, and we'll hold all your earnings in one place. You don't have to worry about multiple accounts, and you'll spend less on fees.

Be efficient. Spend more hours making money, not managing it.

Hear more from freelancer and business owner, Ania

"Banking across borders used to be an expensive pain in the neck until TransferWise found a better way to do it."

"Banking across borders used to be an expensive pain in the neck until TransferWise found a better way to do it."

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"Unlike traditional accounts, the borderless account charges no set up or monthly fees, and users can receive money for free."

"Unlike traditional accounts, the borderless account charges no set up or monthly fees, and users can receive money for free."

Read article
"Hold money in different currencies with account numbers for use in the UK, US and Europe."

"Hold money in different currencies with account numbers for use in the UK, US and Europe."

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Licensed by the FCA and financial authorities. Find out more

TransferWise already helps millions of customers save money all around the world.

35,000+ happy reviews on Trustpilot. Customers love TransferWise.

Your money is held in a low-risk financial institution and always available. Find out more

Sign up in minutes.

It's quick and easy to create your account. If you have any questions, get in touch at support@transferwise.com.

Open an account now