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Get more for your money with TransferWise

Unlike most banks, TransferWise uses the real exchange rate for sending money — just like the one used by Google or Reuters. Combine that with a low, upfront fee, and you get international transfers that are cheap, fair and transparent.

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How sending money with TransferWise works

Enter an amount and tell us where it’s going

Tell us who you’re sending to, and what currency they need. If you’re sending a lot of money, we might need to run a few identity checks.

Pay in by card or make a local bank transfer

Pay into TransferWise’s bank account in the country you’re sending from. You’ll see the fees upfront, and we’ll convert your money at the mid-market rate.

Your recipient gets paid into their bank account

Next, TransferWise’s account in your recipient’s country pays the money straight into their account. Your money never crosses borders.

How to spot unfair money transfers

The TransferWise secret

Why you can trust us

Frequently asked questions

You can see the full breakdown of fees for your transfer route on our pricing page.

TransferWise only charges you a low service fee and uses the real, mid-market exchange rate for conversion. The fee is taken from the money that you send to us. The rest is converted and sent to your recipient.

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Send money with the real exchange rate