The business account that saves you money

Start saving on international payments. No monthly fees, no fussy forms — get set up online in minutes.

TransferWise for Business

International payments, 19x cheaper

Pay invoices, buy inventory, and handle payroll at the real exchange rate in over 40 currencies — for much cheaper than PayPal.

Make payments from your business account balance or send from another bank or card. Send to whomever, wherever — they don't need a TransferWise account to receive the money.

Send money →

It's like having a bank account in 30 countries

Get your own bank details to receive multiple currencies for free. For a one-time fee you'll get:

  • a UK account number and sort code
  • a US routing number
  • a European IBAN

Plus details for Australia, New Zealand, and more. Use them to get paid or withdraw money from platforms like Amazon and Stripe.

Get started →

A multi-currency card that means business

Get a free TransferWise Business Mastercard® to pay expenses or spend online and in shops worldwide.

Spend in 150 currencies anywhere with no hidden fees. And if you don't have the right currency in your account, our smart tech will automatically convert it — with the real exchange rate, of course.

Get your account and card →

Integrate your accounting

Connect with Xero, QuickBooks, or FreeAgent to sync activity. Connect now

Make batch payments

Send multiple payouts all over the world in just a few clicks. Learn more

Automate workflows

Explore our docs, connect with our open API and automate. Explore docs

Add multiple users

Assign roles then manage your account together with your team. Get started


We used TransferWise to convert our USD revenue to GBP and saved £75k in the first nine months after switching from our bank.

Sam Argyle, Managing Director of Alternative Airlines

Check out the case study

Always know what you pay

Unlike banks or Paypal, we use the real exchange rate. And our fees are low and always transparent.

Account pricing
Create your account Free
Fixed fee to send money (varies by currency)


Hold 50+ currency balances Free
Get bank details to receive currencies

£16 (one-time fee)

Receive money in EUR, USD, GBP, AUD & NZD Free
Add money to your account

See price checker

Convert currencies

See price checker

Always check your account for the latest pricing update.

Trusted by millions worldwide

All about safety
Your money is safeguarded at Morgan Chase, Deutsche Bank, Barclays, and others.
In good company
8 million people and businesses move more than £4 billion every month.
Data protection
You're in control of your data. And we're transparent in how we collect and store it.
Dedicated fraud team
Our round-the-clock specialist team protects you from even the most sophisticated fraud.

One powerful open API

Automate payments, connect business tools, and create beautiful ways to manage finances. Business big and small can access our open API.

Explore our docs →

Large business? Get in touch.

Mass payouts

Mass payouts

Pay invoices, handle payroll, and buy inventory in multiple countries. Automate processes with our API.

Third-party payouts

Third-party payouts

Make payments on behalf of your customers or clients. This works if you have a money transmitter licence.

Connected apps

Connected apps

Give your customers the convenience of making payments with TransferWise from your own app or platform.


It's free to set up your TransferWise for Business account.

There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise Business Mastercard® in a currency you don't have in your account.

If you want to get international bank details, there's a one-time setup fee of £16. It's free to receive money using your bank details.

When you convert money in your account it's always with the real exchange rate, and you always see our low, transparent fee up front so there's never any surprises. And if you spend on your Business Mastercard in a currency you don't have, it autoconverts the balance with the lowest fee, so you never have to worry.

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

These accounts are reserved for customer money, this means your assets are kept in a separate account from the money we use to run the business.

In the unlikely event TransferWise ceased to exist, your money would be paid back from this account, ie from Barclays or Wells Fargo, however it is not covered by the Financial Services Compensation Scheme (FSCS) and therefore is deposited at your own risk. You also cannot earn interest on the money in your borderless account.

Millions of customers trust TransferWise with their money. We move billions of pounds every month, and we take the safety and security of your money seriously.

The TransferWise debit Mastercard is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated. TransferWise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

There's a small fixed fee to withdraw funds from your TransferWise for Business account to another account in the same currency.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Learn more about our pricing →

We use the real exchange rate plus a small conversion fee when you convert a balance in your account to a different currency.

A full list of our currencies and pricing is available here →

No. When you send money with TransferWise for Business it goes directly into your recipient's bank account.

The better alternative to international business banking.

Open a free account in minutes.

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