TransferWise account and card pricing

Everything you need to know about our account and card pricing. Say bye bye to bank fees for good.

The real exchange rate, always.

We never, ever inflate the exchange rate.

With the TransferWise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.

It's free to get a TransferWise account and debit card. And there's never any monthly fees and minimum balance to worry about.

Account pricing
Creating your account Free
Hold 40+ currency balances Free
Get a UK account number and sort code Free
Get a U.S. routing and wiring number Free
Get a European IBAN Free
Get an Australian account and BSB number Free
Get a New Zealand account number Free
Fixed fee to send money (varies by currency)

65p

Receive money in EUR, USD, GBP, AUD & NZD Free
Convert currencies

See price checker

Add money to your account

See price checker

Card pricing
Spend in currencies in your account Free
Convert a currency using your card

See price checker

ATM withdrawals up to £200 / 30 days Free
ATM withdrawals over £200 / 30 days

2%

Low currency conversion fees

When you convert currencies in your account you'll always get the real, mid-market exchange rate. Like the one you see on Google.

The conversion fee depends on the currencies you're converting. Fees for our most popular currency pairs are in this table. You'll find a full list of currencies in our Support Centre.

Route Conversion fee
GBP → EUR 0.37%
GBP → USD 0.37%
GBP → AUD 0.37%
GBP → NZD 0.40%
Route Conversion fee
GBP → INR 0.52%
GBP → CHF 0.35%
GBP → PLN 0.45%
GBP → DKK 0.36%

For more currency routes visit our help center

TransferWise vs. UK high street banks

An independent researcher compared TransferWise to the biggest UK banks. See what you could save by using TransferWise, here's the cost of sending, spending and withdrawing money abroad.

Compare the costs

Send £250 to EUR
TransferWise £1.54
Barclays £7.89
Lloyds £18.73
Santander £23.55
Spend £250 on debit card in EUR
TransferWise 83p
Barclays £15.66
Lloyds £17.43
Santander £16.91
Withdraw £250 / month cash in EUR
TransferWise £1.76
Barclays £17.14
Lloyds £18.40
Santander £20.64

Data collected by an independent research agency.

 

For expats like me this is a total game-changer.

Sophie, British living in Sydney

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TransferWise financial regulation

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

The TransferWise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

The TransferWise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

Bye bye bank fees, hello world.

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