It's quick and easy to open your account online.
With TransferWise, you’ll always get the real exchange rate when you move money from one currency to another. But what if the exchange rate isn’t in your favor? Your KES account lets you hold your money in multiple currencies and convert between them when the rate is right.
Learn more about the costs to convert between currencies here
People with international investment portfolios
Businesses who pay invoices to suppliers overseas
International students studying in Kenya
Everyone who wants to spend money in Kenyan shilling without converting British Pounds
Spend your Kenyan shilling and other currencies in your account anywhere in the world with the TransferWise debit card. Get low conversion fees, and zero transaction fees.
At the moment, we only offer the TransferWise card for personal use, but we're working hard to make it available for businesses soon. Want to be the first to know when the business card is launched? Sign up here.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
In addition to holding your money in a Kenyan shilling account, you can also get UK, US, EU and Australian bank details.
Thanks to your UK, Eurozone, US, and Australian bank details, anyone can pay you in Pounds, Euros, and US and Australian dollars – just like they'd pay a local. As of now we don't offer bank details for Kenyan bank accounts.
You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.
You can use money in your Borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
South African Rand
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples.
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.
All money in your TransferWise borderless account is stored and safeguarded securely in our bank accounts depending on your country of residence on your profile.
If your profile address is in the US, your money will be stored in our accounts in the USA. If your profile address is in Australia, your money is stored in an account there. If your profile address is in Singapore, your money is stored on our accounts in Singapore, and if your profile address is anywhere else, your money is stored in our accounts in the UK.
TransferWise is an authorised Electronic Money Institution regulated by the [Financial Conduct Authority](Financial Conduct Authority) (FCA) in the UK.
We are obliged to have controls in place under the UK Electronic Money Regulations 2011 to safeguard and protect customer funds. We're required by law to keep your money safe by storing it in a low-risk financial institution (in Europe this is in our UK Barclays bank accounts).
We fulfill rigorous regulatory standards in the UK, Europe, federal and state regulators in the US, and every country we operate in.
Millions of customers trust TransferWise with their money. We move over £1 billion around the world every single month, and we take the safety and security of your money very seriously.