New! The TransferWise debit Mastercard.
Everything you need to know about the TransferWise debit card and borderless account.
TransferWise debit Mastercard®
The TransferWise borderless account comes with a debit card. It lets you spend anywhere in the world at the real exchange rate. You'll get low conversion fees, and zero transaction fees.
- Free to pay with currencies in your account
- Free ATM withdrawals up to £200 a month
- Only pay a small conversion fee when you convert your money — typically between 0.35% and 1%
- Automatically convert your money at the real exchange rate
- Read more about pricing
Get paid from 30+ countries.
Get instant international bank details to receive money from over 30 countries, without paying any fees. You'll get:
- Australian account number and BSB code
- British account number and sort code
- European IBAN
- US account number and routing number
Use these personal bank details to receive money from Australia, the US, the UK, and any country in the Eurozone. For free.
Hold money in 40+ currencies.
Hold over 40 currencies in your account and switch between them in seconds — on the move, in the moment, or just when the rate is right.
You'll always get the real exchange rate and the low, transparent fees we're known for.
Save when you spend in any currency.
To see what you could save, here's the cost of spending £250 in Euros with TransferWise vs. UK high street banks. See how we got this data.
Compare the costs
| Send £250 to EUR | |
|---|---|
 |
£1.54 |
 |
£7.89 |
 |
£18.73 |
 |
£23.55 |
| Spend £250 on debit card in EUR | |
|
83p |
|
£15.66 |
|
£17.43 |
|
£16.91 |
| Withdraw £250 / month cash in EUR | |
|
£1.76 |
|
£17.14 |
|
£18.40 |
|
£20.64 |
| Receive £250 or equivalent in AUD, NZD, EUR, GBP, PLN or USD | |
|
Free |
|
N/A |
|
N/A |
|
N/A |
Data collected by an independent research agency.
| Account pricing | |
|---|---|
| Create your account | Free |
| Hold 50+ currency balances | Free |
| Add money from non-U.S. bank account | Free |
| Get IBANs & International bank details | Free |
| Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD | Free |
| Spend in currencies in your account | 0.35 - 1% |
| Fixed fee to send money (varies by currency) | 50p / €0.60 |
It's free to open your account.
It's so quick and easy to get a borderless account and debit card.
It's also free to get your bank details, hold multiple currencies, and get paid from over 30 countries.
Coverage.
Get local bank details.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
British Pound
Get your own Account Number and Sort Code.
Euro
Get your own SWIFT/BIC and IBAN details.
US Dollar
Get your own Routing (ABA) and Account Number.
Australian Dollar
Get your own BSB Code and Account Number.
New Zealand Dollar
Get your own Account Number.
Hungarian Forint
Get your own Account Number.
Romanian Leu
Get your own SWIFT/BIC and IBAN details.
Singapore Dollar
Get your own Account Number.
Hold & manage money.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
British Pound
Argentine Peso
Botswana Pula
Chinese Yuan
Ghanaian Cedi
South Korean Won
Malaysian Ringgit
Send money to 80+ countries.
You can use money in your multi-currency account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Argentine Peso
Australian Dollar
Bangladeshi Taka
Bulgarian Lev
Brazilian Real
Botswana Pula
Canadian Dollar
Swiss Franc
Chilean Peso
Chinese Yuan
Costa Rican Colón
Czech Koruna
Danish Krone
Egyptian Pound
Euro
British Pound
Georgian Lari
Ghanaian Cedi
Hong Kong Dollar
Croatian Kuna
Hungarian Forint
Indonesian Rupiah
Israeli Shekel
Indian Rupee
Japanese Yen
Kenyan Shilling
South Korean Won
Sri Lankan Rupee
Moroccan Dirham
Mexican Peso
Malaysian Ringgit
Norwegian Krone
Nigerian Naira
Nepalese Rupee
New Zealand Dollar
Peruvian Sol
Philippine Peso
Pakistani Rupee
Polish Zloty
Romanian Leu
Russian Ruble
Swedish Krona
Singapore Dollar
Thai Baht
Turkish Lira
Tanzanian Shilling
Ukrainian Hryvnia
Ugandan Shilling
Uruguayan Peso
US Dollar
Vietnamese Dong
West African CFA Franc
South African Rand
Zambian kwacha
