The TransferWise borderless account comes with a debit card. It lets you spend anywhere in the world at the real exchange rate. You'll get low conversion fees, and zero transaction fees.
Get instant international bank details to receive money from over 30 countries, without paying any fees. You'll get:
Use these personal bank details to receive money from Australia, the US, the UK, and any country in the Eurozone. For free.
Hold over 40 currencies in your account and switch between them in seconds — on the move, in the moment, or just when the rate is right.
You'll always get the real exchange rate and the low, transparent fees we're known for.
We asked an independent research agency to compare the borderless account to 21 banks worldwide. Here's how we compare to UK current accounts for managing your money in Europe.
|Cost to create account|
|Send £200 to EUR|
|Spend £200 on debit card in EUR|
|Withdraw £200 / month cash in EUR|
|Receive £200 or equivalent in AUD, EUR, GBP or USD|
Data collected by an independent research agency. Learn more
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Add money from non-U.S. bank account||Free|
|Get IBANs & International bank details||Free|
|Receive money in AUD, EUR, GBP & USD||Free|
|Spend in currencies in your account||
0.35 - 1%
|Fixed fee to transfer money - business users only||
50p / €0.60
It's free to get a borderless account and debit card — though cards are only available to customers in Europe at the moment.
It's also free to get your bank details, hold multiple currencies, and get paid from over 30 countries.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.
You can use money in your Borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
South African Rand