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Your free multi-currency account in minutes

28 currencies, international bank details and a debit card to spend around the world with the real exchange rate.

Always clear, transparent pricing

Borderless EUR balance

The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

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28 currency balances.

Hold up to 28 currencies in your account and switch between them in seconds — on the move, in the moment, or just when the rate is right.

You'll always get the real exchange rate and the low, transparent fees we're known for.

See currencies

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International bank details.

Once your account's set up, get your international bank details with a single click. You'll get:

  • Australian account number and BSB code
  • British account number and sort code
  • European IBAN
  • US account number and routing number

Use your bank details to get paid in Australia, Eurozone, US and UK and no-one pays any fees.

Get started

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Wise debit Mastercard®

Use your Wise debit Mastercard around the world, with no sneaky fees or hidden charges.

  • Free to pay with currencies in your account
  • Free ATM withdrawals up to £200 / month
  • You only pay a small fee if you need to convert a currency, always fair and transparent — between 0.35% and 1%

Debit cards are currently available by invitation-only. Create your borderless account to be eligible for a beta invite. Coming soon for everyone.

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Easy online setup.

Get your free account quickly and easily online.

Just complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.

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I use it to pay my son’s tuition fees, my mortgage and spending abroad

Gavin, father & business-owner

Get your borderless account

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.

EUREuro

Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

SGDSingapore Dollar

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

CADCanadian Dollar

Get your own Institution number, Transit number, and Account number.

HUFHungarian Forint

Get your own Account Number.

TRYTurkish Lira

Get your own Bank name and IBAN.

Hold and convert money

You can hold and convert money in 40+ currencies. It only takes a few seconds to open a new account in the currency you need.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

NZDNew Zealand Dollar

EUREuro

USDUS Dollar

PHPPhilippine Peso

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha

Send money to 73 countries

You can send money in your Wise account to any of the currencies we support.

United Arab Emirates Dirham

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha

Wise financial regulation

We're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

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Frequently asked questions

Bye bye bank fees, hello world.

Bye bye bank fees, hello world

Let's get started