One account. 28 currencies. Endless possibilities.

A new kind of multi-currency account — comes with 4 sets of international bank details, 28 currencies, and the real exchange rate.

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Borderless multi-currency account - balances shown on screen

Meet the borderless account

Get international bank details. Instantly.

Get international bank details. Instantly.

Get instant bank details for EUR, AUD, GBP, and USD - it's a bit like having accounts in each of those countries.

Receive money with zero fees

Manage 28 currencies in one account.

Manage 28 currencies in one account.

Hold money in up to 28 currency balances – and move money between them when the rate looks good.

Manage currencies

Send money internationally for less.

Send money internationally for less.

Make fast international money transfers to 50+ countries. Save up to 5% compared to the banks or PayPal.

Send money for less

No monthly fees, no receiving fees - just a small charge when you convert across currencies.

"Banking across borders used to be an expensive pain in the neck until TransferWise found a better way to do it."

"Banking across borders used to be an expensive pain in the neck until TransferWise found a better way to do it."

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"Unlike traditional accounts, the borderless account charges no set up or monthly fees, and users can receive money for free."

"Unlike traditional accounts, the borderless account charges no set up or monthly fees, and users can receive money for free."

Read article
"Hold money in different currencies with account numbers for use in the UK, US and Europe."

"Hold money in different currencies with account numbers for use in the UK, US and Europe."

Read article

An alternative to overseas banks.

We're not a bank – but you get the advantages of having a currency account in the countries where you do business, including four sets of international bank details - with no need for an overseas address.

You'll get:

  • Australian account number and BSB code
  • American account number and routing number
  • British account number and sort code
  • European IBAN

Give these bank details to clients and friends to receive Euros, Pounds, US and Australian dollars with zero fees. It's great for freelancers, holiday home owners, online sellers, online marketplaces, and anyone who receives international payments.

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

US Dollar

Get your own Routing (ABA) and Account Number.

Australian Dollar

Get your own BSB Code and Account Number.

USD local bank details are provided to borderless account holders by Community Federal Savings Bank, NYC, USA.


Hold & manage money.

You can hold and manage money in 28 different currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

Bulgarian Lev

Canadian Dollar

Swiss Franc

Czech Koruna

Danish Krone

Peruvian Sol

United Arab Emirates Dirham

Kenyan Shilling

Euro

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Japanese Yen

Mexican Peso

Norwegian Krone

Israeli Shekel

US Dollar

New Zealand Dollar

Polish Zloty

Romanian Leu

Swedish Krona

Singapore Dollar

Turkish Lira

Ukrainian Hryvnia

South African Rand


Send money to 50+ countries.

You can use money in your Borderless account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Colombian Peso

Czech Koruna

Danish Krone

Euro

British Pound

Israeli Shekel

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

New Zealand Dollar

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

US Dollar

Vietnamese Dong

South African Rand

Peruvian Sol

#FAQ

It's free to set up your borderless account.

It's free to get your international bank details, free to receive money using those bank details, and free to spend on your card abroad. When we launch the debit card, it'll be free to withdraw up to £200 from an ATM every month.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing

There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples:

  • from GBP to EUR 0.5%
  • from GBP to INR 0.7%
  • from EUR to GBP 0.35%
  • from EUR to USD 0.5%
  • from USD to GBP 0.85%
  • from USD to EUR 1%
  • from AUD to GBP 0.7%
  • from AUD to USD 0.7%

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.

Click here to learn more about pricing

It's free to add money to your account by bank transfer. There's a small fee for adding money to your account with a credit or debit card.

It's free to move money from your borderless account into a different bank account, as long as that bank account is in the same currency. But if you do this more than 10 times a month, there's a 50p charge.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Click here to learn more about pricing

All the money in your borderless account is securely stored in TransferWise's bank accounts— either in the UK or the USA. If the address on your TransferWise profile is in the US, your money's stored in TransferWise's American bank accounts. And if the address on your profile is in the UK, your money is stored in TransferWise's British bank accounts.

TransferWise is an authorised Electronic Money Institution. That means we're required by law to keep your money safe. We're independently regulated. And from the Financial Conduct Authority (FCA) in the UK, to federal and state regulators in the US, we fulfill rigorous regulatory requirements in every country we operate in.

Millions of customers trust TransferWise with their money. We move over £1 billion every month, and we take the safety and security of your money seriously.Answer...

Go #borderless.

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