Use this calculator to tell us how much money you want to send and where you want to send it. You'll see our fees and exchange rate upfront (we always use the mid-market rate), so you can check to make sure you’re getting a good deal.
Create your free account and tell us who you’re sending the money to, along with their local bank details (your recipient doesn’t need to use TransferWise for you to send money to them).
Pay by credit or debit card or make a local bank transfer to TransferWise’s bank account in your country.
Leave the rest to us - our smart technology links local bank accounts in countries all over the world. We use two local transfers to send money instead of one, pricey, international one.
Customers love TransferWise, we've got nearly 100,000 reviews on Trustpilot with an average score of 4.7 out of 5.
Over 8 million people across the globe have used TransferWise to send money.
We move over $5 billion every month, and save people and businesses $3 million in hidden fees every day.
Fully authorised by the UK Financial Conduct Authority (FCA)
Yes it is. Since 2011, more than 8 million customers have used TransferWise. And every month, they trust us to move over $5 billion of their money. We work hard to keep all these customers and their money secure.
We follow a strict set of rules set by regulatory agencies in every single country we operate in, from the FCA in the UK to FinCen in the US. These agencies are there to protect you. And they make sure that we’re always acting honestly and fairly.
On top of that, we have bank level data security. We will never sell your data.
Plus, we’ve got a specialised, in-house team that look after security. It’s their job to keep TransferWise watertight. They do training regularly — and they’re always reviewing our processes. Because of their work, we’re at the cutting edge of financial security. And you can rest assured your money’s safe.
Want to know more? TransferWise has been reviewed by Forbes, Nerdwallet, the Telegraph and Sitepoint among many others. You can also find nearly 100,000 customer reviews on TrustPilot, with an average rating of 4.7 out of 5. Read on to see what our customers have to say about us.
Simple, useful and clear User Interface design. On the top of that, amazing service speed, smooth and fast transaction process in international transfers.
I have been using Transferwise for four years. It is the most trustful, fastest, easiest to use and cheapest service to transfer money. I am very satisfied with the Transferwise service which informs me on every step.
The fees that are charged by transferwise are extremely competitive and its debit card is very useful, specially if you travel and deal with several currency at the same time. It's become the bank I use the most.
As always, a great fast and efficient service. An issue with the receiving bank not accepting any inward coming money was resolved quickly and from experience I know that my own bank would have dragged their feet.
Customer service who are easy to be contacted (human) unlike other companies who are replacing humans with auto voice messages which is toooo complicated. And the staff at customer service are knowledgeable and helpful unlike other companies where they send customers in circles.
Within the first month I had saved well over 60% on my usual monthly bank fees as I'm living abroad and am constantly using different currencies. Absolutely love the new feature of the 'jars' for saving money now too.
It has saved a lot of money as the fees are very low and what you pay is transparent at the time of the transaction or conversion. Having so many currencies adds to the benefits of the card as does having actual bank accounts in different currencies is brilliant.
The associated card can be extraordinarily useful too. Everything works particularly smoothly, and securely, on the smartphone app.
Of particular interest and concern to me is the transparent manner in which it operates. I get an email for every transaction so I always know where I stand with my account.
TransferWise isn't a bank. We don't lend your money or make high-risk investments with it. So, we don't insure it in a financial protection scheme like the Financial Services Compensation Scheme (FSCS) and the Federal Deposit Insurance Corporation (FDIC).
Instead, we use safeguarding to protect 100% of your money.
What is safeguarding?
Safeguarding means that, by law, we have to keep all of your money in accounts that are completely separate from the ones we use to run our business. So, if anything were to happen to TransferWise, your money would be safe.
Fees vary depending on the amount you’re sending and where you’re sending it to. We charge you what it costs us to send your money, plus a small margin. We reinvest that back into improving TransferWise.
To find out exactly how much TransferWise costs and what those fees go towards, use our pricing calculator.
You won’t be charged any additional transfer fees by your bank for sending your money with TransferWise. Simply make a transfer to your TransferWise account from your bank account and you’ll be good to go.
We always move your money as quickly as possible. You can see an estimate of how long it’ll take by putting some basic details into our transfer calculator on the TransferWise homepage.
But when you actually set up your transfer on TransferWise, your estimate will change. The reason for this is simple — the more information we have about your transfer, the more accurately we can tell you how long it’ll take.
Click to find an estimate of how long a transfer from the UK to any other country will take.
Use TransferWise to make a safe, instant payment across borders, at the mid market rate, no sneaky fees.