International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 2x when sending money abroad

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Over 16 million customers
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Find out how much it costs to send money abroad

Sending 1,000.00 CAD withRecipient gets(Total after fees)Transfer feeExchange rate(1 CAD USD)
XeCheapest732.87 USD
0.00 CAD0.732869
Wise730.39 USD-2.48 USD9.04 CAD0.737055Mid-market rate
RBC Royal Bank of Canada719.58 USD-13.29 USD0.00 CAD0.719581
WorldRemit719.22 USD-13.65 USD3.99 CAD0.722097
TB Bank717.79 USD-15.08 USD0.00 CAD0.717791
Scotiabank717.66 USD-15.21 USD1.99 CAD0.719095
OFX714.24 USD-18.63 USD15.00 CAD0.725113
PayPal706.47 USD-26.40 USD2.99 CAD0.708592
globe

Send money abroad in 3 easy steps

How to send money abroad

How to send money abroad

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to send money abroad?

Pay a small, flat fee and percentage

To send money in CAD to USD, you pay a small, flat fee of 3.40 CAD + 0.56% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
3.40 CAD
Variable feeup to 172,144 CAD/month
0.56%
Variable feemore than 172,144 CAD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

CAD
USD

Should arrive

in 10 hours

How to transfer money

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions