Send money online

Send money online from our website or mobile app, in just a few clicks.

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Over 16 million customers
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  • 2.30 CAD
  • 6.45 CADOur fee
  • 8.75 CADTotal fees
  • =
    991.25 CADTotal amount we’ll convert
  • ×
    0.7321

Find out how much it costs to send money online

Sending 1,000 CAD withRecipient gets(Total after fees)and transfer speed
Xe
728.25 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.728254
Exchange rate markup
5.31 CAD
Cost of transfer
5.31 CAD

Wise
725.74 USD- 2.51 USD
Transfer fee
8.75 CAD
Exchange rate(1 CAD USD)
0.732145
Exchange rate markup
0 CAD
Cost of transfer
8.75 CAD

Remitly
725.55 USD- 2.70 USD
Transfer fee
1.99 CAD
Exchange rate(1 CAD USD)
0.727000
Exchange rate markup
7.03 CAD
Cost of transfer
9.02 CAD

RBC Royal Bank of Canada
717.82 USD- 10.43 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.717816
Exchange rate markup
19.57 CAD
Cost of transfer
19.57 CAD

This applies when you pay in via bank transfer. How do we collect this data?
globe

Send money online in 3 easy steps

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for online money transfers from Canada

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

CAD
USD

Should arrive

by Thursday

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money online with the most international app

Looking for an app to send money online? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions