Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

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Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

How long will a money transfer take?

Sending money from Sending money to Payment method Should arrive by
CAD ZAR Direct Debit
CAD EUR Direct Debit
CAD ARS Direct Debit
CAD AUD Direct Debit
CAD BDT Direct Debit
CAD BRL Direct Debit
CAD USD Direct Debit
CAD BGN Direct Debit
CAD CLP Direct Debit
CAD CNY Direct Debit
CAD COP Direct Debit
CAD CRC Direct Debit
CAD HRK Direct Debit
CAD CZK Direct Debit
CAD DKK Direct Debit
CAD AED Direct Debit
CAD EGP Direct Debit
CAD GBP Direct Debit
CAD GEL Direct Debit
CAD GHS Direct Debit
CAD HKD Direct Debit
CAD HUF Direct Debit
CAD INR Direct Debit
CAD IDR Direct Debit
CAD ILS Direct Debit
CAD JPY Direct Debit
CAD KES Direct Debit
CAD CHF Direct Debit
CAD MYR Direct Debit
CAD MXN Direct Debit
CAD MAD Direct Debit
CAD NPR Direct Debit
CAD NZD Direct Debit
CAD NGN Direct Debit
CAD NOK Direct Debit
CAD PKR Direct Debit
CAD PEN Direct Debit
CAD PHP Direct Debit
CAD PLN Direct Debit
CAD RON Direct Debit
CAD RUB Direct Debit
CAD SGD Direct Debit
CAD KRW Direct Debit
CAD LKR Direct Debit
CAD SEK Direct Debit
CAD TZS Direct Debit
CAD THB Direct Debit
CAD TRY Direct Debit
CAD UGX Direct Debit
CAD UAH Direct Debit
CAD UYU Direct Debit
CAD VND Direct Debit

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.
1

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.
2

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.
3

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

We have a 4.7 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

Reliable, trustworthy. Received emails throughout the whole money transfer process. Money came on time with much better rates than normal banks. With ...
Peter Jancok
Published 5 hours ago

I find transferwise very good and easy it helps me and my family a lot thnx
danny laureyssens
Published 5 hours ago

Safe reliable and super fast service
Nigel Dawkins
Published 5 hours ago
Reviews from:

Fast money transfers are easy

TransferWise makes transferring money fast, and sometimes — instant. We believe that:

  1. You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  2. You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  3. All transfers should be instant — we’re on a mission to bring you just that.

Save money and time on international money transfers

Join over 8 million users enjoying fast, low-cost, and secure online money transfers.

Send money now

FAQs