We never, ever inflate the exchange rate.
With the borderless account you only pay a small fee to convert currencies in your account or when you send money to a bank account in another currency.
It's free to get a borderless account. It's also free to get your bank details, hold multiple currencies, get paid from around the world and add money from a non-Canadian bank account.
|Account pricing Card pricing (available in Europe)|
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Get a UK account number and sort code||Free|
|Get a European IBAN||Free|
|Get an Australian account and BSB number||Free|
|Get a U.S. routing and wiring number||Free|
|Get a New Zealand account number||Free|
|Fixed fee to send money (varies by currency)||
|Receive money in EUR, USD, GBP, AUD & NZD||Free|
|Add money to your account||
|CAD → EUR||0.53%|
|USD → CAD||0.45%|
|CAD → GBP||0.50%|
|CAD → INR||0.70%|
|CAD → BRL||1.09%|
|CAD → MXN||0.47%|
|EUR → GBP||0.33%|
|EUR → INR||0.45%|
|EUR → USD||0.34%|
|GBP → AUD||0.35%|
|GBP → EUR||0.34%|
|GBP → USD||0.34%|
When you convert currencies in your borderless account you'll always get the real, mid-market exchange rate. Like the one you see on Google.
The conversion fee depends on the currencies you're converting, but in most cases it'll be 1% or less. Fees for our most popular currency pairs are in this table.
For more currency routes visit our help center