Say hello to the borderless account.

Welcome to the easiest way to pay and get paid around the world – at the real exchange rate. Say bye to crazy fees for good.

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Borderless EUR balance

Get paid from around the world.

With your borderless account you get instant international bank details to receive money from around the world with zero fees. That means you'll get:

  • British account number and sort code
  • European IBAN
  • US account number and routing number
  • Australian account number and BSB code
  • New Zealand account number

These are your personal details to get paid from the UK, the US, Australia, New Zealand, and any country in the Eurozone, and no-one pays any fees.

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40+ currencies at your fingertips.

You can hold over 40 currencies in your TransferWise borderless account and switch between them in seconds — on the move, in the moment, or when the rate is right.

You'll always get the real exchange rate and the low, transparent fees we're known for.

See all currencies

The borderless account explained in 80 seconds.

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Calling all freelancers! Get paid with no fees.

Invoice your clients in their currency and receive money with no fees.

Get UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes – without a local address. Use them to invoices client or withdraw money from platforms like UpWork and Freelancer.com.

Learn about TransferWise for Business | Get an account

No monthly fees, no minimum balance, just the real exchange rate.

Easy online setup.

Get your free account quickly and easily online.

Just complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.

 

I use it to pay my son’s tuition fees, my mortgage and spending abroad.

Gavin, father & business-owner

Get your borderless account

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

US Dollar

Get your own Routing (ABA) and Account Number.

Australian Dollar

Get your own BSB Code and Account Number.

New Zealand Dollar

Get your own Account Number.

Polish Zloty

Get your own Account Number.


Hold & manage money.

You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

United Arab Emirates Dirham

Argentine Peso

Bangladeshi Taka

Bulgarian Lev

Swiss Franc

Chilean Peso

Chinese Yuan

Czech Koruna

Danish Krone

Egyptian Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Euro

Canadian Dollar

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Nigerian Naira

Norwegian Krone

Nepalese Rupee

New Zealand Dollar

US Dollar

Peruvian Sol

Philippine Peso

Polish Zloty

Pakistani Rupee

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

Vietnamese Dong

South African Rand


Send money to 50+ countries.

You can use money in your Borderless account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Colombian Peso

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

US Dollar

Vietnamese Dong

South African Rand

FAQs

It's free to set up your borderless account.

It's free to get your international bank details and free to receive money using those bank details.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing

There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting. Click here to go to our pricing page

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.

Click here to learn more about pricing

Adding money to your balances is the same as making a transfer.

Choose how you’d like to pay, and we’ll tell you how much it costsーand when the money will arrive.

It's free to send money from one borderless account to another. And there's a small fixed fee to send money from your borderless account to a bank account.

Click here to learn more about pricing

All the money in your borderless account is securely stored in TransferWise's bank accounts. If the address on your TransferWise profile is in the Canada, your money's stored in TransferWise's Canadian bank accounts.

TransferWise Canada Inc. is regulated in Canada by the Authorité des Marchés Financiers (AMF) with license number 902804, and is licensed as a Money Service Business (MSB). We are also registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) with registration number M15193392.

You can see more information about security and our communication with you on our dedicated page here.

More than four million customers have trusted us to move their money around the world. We move more than $2 billion every month at TransferWise – and we take the safety and security of your money seriously.

Welcome to money without borders.

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