Send money online
Send money online from our website or mobile app, in just a few clicks.
The more you send, the more you save
Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.
With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.
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Over 9 million customers
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FCA regulated
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Safeguarded at leading banks.
We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.
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Extra secure transactions.
We use two factor authentication to protect your account. That means only you can get to your money.
Compare the best money transfer rates
At TransferWise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, low-cost transfers, every time.
Compare TransferWise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.
Send money online in 3 easy steps

Start your transfer.
Pay in AUD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
TransferWise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
The recipient gets money in their currency directly from TransferWise's local bank account.
Online money transfer fees
How much does it cost to send money online?
To send money online with TransferWise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Delivery time for online money transfers from Australia
How long will a money transfer take?
On many popular routes, TransferWise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
TransferWise is easy
How to send money online
TransferWise makes transferring money online a breeze.
- Just tap in how much, and where to.
- Then make a local payment to TransferWise, whether it's with a bank transfer, swift or your debit or credit card.
- And that's it.
TransferWise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On TransferWise, there's no room for sneaky bank surcharges or creeping hidden charges.
Where can you send money with TransferWise?
Africa
- Africa
- Benin
- Burkina Faso
- Cameroon (Join the wishlist)
- Cote d'Ivoire
- Egypt
- Equatorial Guinea (Join the wishlist)
- Gabon (Join the wishlist)
- Ghana
- Guinea-Bissau
- Kenya
- Mali
- Morocco
- Business pricing (Join the wishlist)
- Namibia (Join the wishlist)
- Niger
- Nigeria
- Senegal
- South Africa
- Tanzania
- Togo
- Uganda
Americas
- Argentina
- Brazil
- British Virgin Islands
- Canada
- Chile
- Colombia
- Costa Rica
- Ecuador
- El Salvador
- Mexico
- Panama
- Paraguay (Join the wishlist)
- Peru
- United States
- Uruguay
Asia
Europe
- Albania (Join the wishlist)
- Andorra
- Armenia (Join the wishlist)
- Austria
- Azerbaijan (Join the wishlist)
- Belarus (Join the wishlist)
- Belgium
- Bosnia and Herzegovina (Join the wishlist)
- Bulgaria
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Europe
- Finland
- France
- Georgia
- Germany
- Gibraltar (Join the wishlist)
- Greece
- Hungary
- Iceland (Join the wishlist)
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Moldova (Join the wishlist)
- Monaco
- Norway
- Poland
- Portugal
- Romania
- Russia
- San Marino
- Serbia (Join the wishlist)
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- Netherlands
- United Kingdom
- Ukraine
- Vatican
Oceania
- Kiribati (Join the wishlist)
- Marshall Islands
- Micronesia
- New Zealand
- Tuvalu (Join the wishlist)
TransferWise is safe and secure
TransferWise holds an Australian Financial Services Licence in Australia and is regulated by the Australian Securities and Investments Commission (ASIC). We are also an authorised Electronic Money Institution in the UK and regulated by the UK’s Financial Conduct Authority.
This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
We're trusted by 8 million people and counting.
We have a 4.7 out of 5 rating on Trustpilot
It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com
I am very satisfied with you! Good information about my transfer!
Ytania Julissa Malmgren
Published 17 hours ago
I regularly use Transferwise and always had an excellent experience, Quick, safe transfers with best rates.
Zsofia
Published 17 hours ago
Have been using TransferWise over a year now and have never had a problem, their exchange rates are excellent and they are very secure and reliable. G...
Noelle Van Boxel
Published 17 hours ago
Send money online with TransferWise
Send money from Australia all over the world with TransferWise
Create free account nowFAQs
- Register for free
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. - Choose an amount to send
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. - Add recipient’s bank details
Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. - Verify your identity
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. - Pay for your transfer
Send your money with a bank transfer, or a debit or credit card. - That’s it
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.