Your passport to cheaper spending overseas.

The TransferWise Platinum debit Mastercard® has landed. Now travellers can spend around the world for up to 11x cheaper than banks, with no foreign transaction fees.

See how we're 11x cheaper →
Borderless travel

What's up with travel cards?

An independent researcher compared TransferWise to other top travel cards in Australia. They found that we're up to 11x cheaper for spending overseas. That's what's up.

Compare the costs

Set up & monthly fees
TransferWise $0
ANZ $0
Commbank $0
NAB $0
Qantas $0
Spend $5000 in NZD
TransferWise $25
ANZ $131.07
Commbank $191.08
NAB $184.83
Qantas $191.59
Spend $5000 in EUR
TransferWise $23.50
ANZ $162.68
Commbank $229.67
NAB $253.67
Qantas $247.25
Spend $5000 in GBP
TransferWise $23.53
ANZ $161.95
Commbank $232.25
NAB $227.84
Qantas $242.08
Spend $5000 in USD
TransferWise $23.50
ANZ $138.11
Commbank $202.46
NAB $189.61
Qantas $204.67

Bye bye bank fees, hello world.

Get your card now

Your best travel companion. Spend anywhere, for less.

Zero foreign transaction fees
Plus no annual fees and low currency conversion fees.
Free ATM withdrawals worldwide
Free cash withdrawals up to $350 every 30 days.
Auto-convert any currency
Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.
Easy-to-use app
Add and convert money, get instant notifications, and freeze or unfreeze anytime.

See how TransferWise helps travellers and expats save money.

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The only travel card you need.

Spend anywhere, withdraw cash, or hold and convert 40+ currencies. And you’ll get your own international bank details to receive currencies for free:

  • Australian account number and BSB code
  • British account number and sort code
  • European IBAN
  • New Zealand account number
  • US account number and routing number
  • Polish account number

More countries coming soon.

Get your free account →

Account pricing
Creating your account Free
TransferWise Platinum debit Mastercard® Free
Add money with a bank transfer Free
Receive money in EUR, USD, GBP, AUD & NZD Free
Hold 40+ currency balances Free
Convert currencies

0.35% - 2.22%

ATM withdrawals up to A$350 / 30 days

Free, then 2%

With simple, transparent pricing.

The TransferWise account and debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.

More details on pricing

Some prices may change from time to time, but we'll always let you know.

The TransferWise Platinum debit Mastercard® is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to transferwise.com/legalstuff. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

FAQs

If you already have a TransferWise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started. We'll ask you for some basic information to verify your account. Once you are verified, complete your card order and we will update you as soon as your card is on its way.

Learn more

You can spend on your TransferWise Platinum debit Mastercard® in 150+ currencies around the world. Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.

You can hold and manage money in your TransferWise account in 40+ currencies for free. And convert between them whenever you want. You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here.

Apple Pay, Google Pay and Samsung Pay coming soon.

It's free to set up your account.

It's free to get your international bank details, free to receive money using those bank details, and free to spend on your card abroad.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing

If you have a currency in your account, it's free to spend on your card in that currency.

You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.

We do charge a small, upfront fee to convert money between currencies in your account. It depends on the currencies you're converting, but here are a few examples:

  • from AUD to GBP 0.47%
  • from AUD to USD 0.47%
  • from EUR to USD 0.41%
  • from USD to GBP 0.45%
  • from USD to EUR 0.45%

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.

Click here to learn more about pricing

All the money in your account is securely stored in TransferWise's bank accounts— either in Australia, the UK or the USA. If the address on your TransferWise profile is in Australia, your money's stored in TransferWise's Australian bank accounts. If the address on your TransferWise profile is in the US, your money's stored in TransferWise's American bank accounts. And if the address on your profile is in the UK, your money is stored in TransferWise's British bank accounts.

TransferWise Ltd is a designated remittance provider registered with the Australian Transaction Reports and Analysis Centre ("AUSTRAC") IND100428576-001. We’re regulated by the Australian Securities and Investments Commission (ASIC), Australia Financial Services Licence (AFSL) number 456295.

All money in your TransferWise Borderless Account is stored and safeguarded securely in our bank accounts in Australia, the UK or USA depending on the country of residence in your profile.

Over 5 million customers have trusted us to move their money around the world. We move more than $5 billion every month at TransferWise - and we take the safety and security of your money seriously.

Once you have signed up for the debit card in your TransferWise account, the card will be sent to your registered address within 7-14 business days.

Sorry, we don't ship overseas right now. Currently, we only ship to address provided by you at the time of card sign-up. If you'd like to update your card mailing address, please get in touch with our support team.

Once you've got your card, you'll need to activate it before you can use it. To activate your card:

  1. Go to your TransferWise account. If you're on the website, go to Debit card. If you're on the app, go to Account, then click the card icon at the top of the screen.

  2. Enter the 6-digit code that's on the card below your name.

  3. Now your card is activated, you'll be able to make payments.

To activate contactless, buy something with chip or PIN and select "credit" on the terminal.

To keep your money safe, you’ll need a four-digit PIN to withdraw cash at ATMs and to make chip and PIN payments using your TransferWise card.

When you activate your TransferWise card, we’ll share your PIN with you. If you forget it, you can always check it in the TransferWise app. We do not support PIN change at the moment - don't worry, your PIN is safe and only you have access to it.

When withdrawing cash from an ATM, please always select the "credit" option on the ATM screen. The money will be withdrawn from your TransferWise account. You can use the TransferWise card at all ATMs with Mastercard®, Maestro or Cirrus logo.

You need a passport to enter a new country. You need TransferWise once you get there.

Get your card today