The TransferWise borderless account comes with a debit card. It lets you spend anywhere in the world at the real exchange rate. You'll get low conversion fees, and zero transaction fees.
An independent researcher compared TransferWise to the big 4 banks in Australia. They found that we're up to 18x cheaper for sending, spending and withdrawing money abroad. That's what's up.
|Monthly account fees|
|Send $250 to USD|
|Spend $250 on debit card in USD|
|Withdraw $250 cash / month in USD|
Manage your international money at the real exchange rate, right from your phone. And you’ll get international bank details to receive multiple currencies for free:
More countries coming soon.
The TransferWise account and debit card are free to set up and use. And there's never any monthly fees and minimum balance to worry about.
You’ll always get the real exchange rate. And when you convert and send money, you’ll get the low, transparent fees we’re known for.
|Creating your account||Free|
|TransferWise Platinum debit Mastercard®||Free|
|Hold 40+ currency balances||Free|
|Receive money in EUR, USD, GBP, PLN, AUD & NZD||Free|
|ATM withdrawals up to A$350 / 30 days||Free|
The TransferWise Platinum debit Mastercard® is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to transferwise.com/legalstuff. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
Get your own Account Number.
Get your own Account Number.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
South Korean Won
You can use money in your borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Costa Rican Colón
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
West African CFA Franc
South African Rand
If you already have a TransferWise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started. We'll ask you for some basic information to verify your account. Once you are verified, complete your card order and we will update you as soon as your card is on its way.
You can spend on your TransferWise Platinum debit Mastercard® in 150+ currencies around the world.
You can hold and manage money in your TransferWise account in 40+ currencies for free. And convert between them whenever you want. See a list of countries we support here.
You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here.
It's free to set up your account.
It's free to get your international bank details, free to receive money using those bank details, and free to spend on your card abroad.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
If you have a currency in your account, it's free to spend on your card in that currency.
You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.
We do charge a small, upfront fee to convert money between currencies in your account. It depends on the currencies you're converting, but here are a few examples:
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.
TransferWise Ltd is a designated remittance provider registered with the Australian Transaction Reports and Analysis Centre ("AUSTRAC") IND100428576-001. We’re regulated by the Australian Securities and Investments Commission (ASIC), Australia Financial Services Licence (AFSL) number 456295.
All money in your TransferWise Borderless Account is stored and safeguarded securely in our bank accounts in Australia, the UK or USA depending on the country of residence in your profile.
Over 5 million customers have trusted us to move their money around the world. We move more than $5 billion every month at TransferWise - and we take the safety and security of your money seriously.
Once you have signed up for the debit card in your TransferWise account, the card will be sent to your registered address within 7-14 business days.
Sorry, we don't ship overseas right now. Currently, we only ship to address provided by you at the time of card sign-up. If you'd like to update your card mailing address, please get in touch with our support team.
Once you've got your card, you'll need to activate it before you can use it. To activate your card:
Go to your TransferWise account. If you're on the website, go to Debit card. If you're on the app, go to Account, then click the card icon at the top of the screen.
Enter the 6-digit code that's on the card below your name.
Now your card is activated, you'll be able to make payments.
To activate contactless, buy something with chip or PIN and select "credit" on the terminal.
To keep your money safe, you’ll need a four-digit PIN to withdraw cash at ATMs and to make chip and PIN payments using your TransferWise card.
When you activate your TransferWise card, we’ll share your PIN with you. If you forget it, you can always check it in the TransferWise app. We do not support PIN change at the moment - don't worry, your PIN is safe and only you have access to it.
When withdrawing cash from an ATM, please always select the "credit" option on the ATM screen. The money will be withdrawn from your TransferWise account. You can use the TransferWise card at all ATMs with Mastercard®, Maestro or Cirrus logo.